See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

145 Main St, Westfield, MA, 01085

3beds
2baths
1,608sqft
$349,900
$218price/sqft
$2,685/moest. monthly cost
$107,400/yrincome needed

About This Home

Open house May 16 12- 1:30 This charming home features 3 Bedrooms, 1.5 Baths, beautiful hardwood floors, Fireplace, Sun-room and Dining Room. Updated Kitchen with a Butler's Pantry makes entertaining a pleasure. A good sized corner lot with a one car garage.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Westfield Middle SchoolGrades 7-80.7 mi
6/10
Westfield High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Concrete

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First

Features

  • Sun Room
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,608

Heating & Cooling

  • Heating features: Central,Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,608
  • Total interior livable area: 1,608 sqft

Kitchen

  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Flooring - Hardwood
  • Level: Second

Property

Details

  • Parcel number: 2633257
  • Zoning: Res

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 5
  • Parking features: Detached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$132$1,584
Property Taxes $430$5,160
Electricity $354$4,259
Total$2,685$32,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,057/yr
40% on housing$80,550/yr
45% on housing$71,600/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 01085$192
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01085$216
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$349,900
2026-04-23Listed for sale$379,900
2025-08-15Listing removed$315,000
2024-11-04Listed for sale$315,000
2019-12-13Sold$229,000
2019-11-14Listed for sale$229,900
2019-05-08Listing removed$184,900
2019-04-25Price change$184,900
2019-04-04Price change$189,800
2019-04-03Price change$189,900
2019-03-28Listed for sale$199,900
2018-08-31Sold$91,500
2018-08-13Pending sale$99,900
2018-07-16Price change$99,900
2018-07-01Listed for sale$104,900
2017-07-19Sold$153,098

For Sale by Agent

AgentJoanne Kean
BrokeragePark Square Realty

Similar Homes