20 Raymond Cir, Westfield, MA, 01085
About This Home
Welcome to this exceptional 4,172 sq. ft. Munger Hill home offering 4 bedrooms, 2.5 baths with an additional 750 square feet of finished basement featuring a second kitchen with great additional space for possible in-law. The main body of this classic contemporary colonial design offers an expansive open floor plan designed for comfortable living and entertaining. The sun-filled main level features a dramatic two-story living room with oversized windows, a spacious kitchen with abundant cabinetry, generous storage, and charming window seats. A separate 27'x14' family room provides valuable additional living space rarely found in Munger Hill homes, making this home especially well-suited for larger gatherings, entertaining, or simply spreading out. The oversized primary suite features a sitting area, walk-in closet, and private bath with double vanity and tiled tub/shower. Spacious secondary bedrooms offer plenty of room. Built on an oversized 9-foot tall foundation, this home also features a sunroom, two patios, and a large backyard. This is a rare opportunity to own over 4,000 sq. ft. in one of the area's most desirable neighborhoods.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame,Conventional (2x4-2x6)
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer,Vacuum System,Range Hood,Plumbed For Ice Maker
- Laundry features: Electric Dryer Hookup,Washer Hookup,Second Floor
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Interior Entry,Bulkhead,Concrete
Bathroom1
- Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
- Level: Main,First
- Area: 59.5
Bathroom2
- Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
- Level: Second
- Area: 102
Bathroom3
- Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
- Level: Second
- Area: 82.5
Bedroom2
- Features: Walk-In Closet(s), Flooring - Vinyl, Recessed Lighting, Lighting - Sconce
- Level: Second
- Area: 306
Bedroom3
- Features: Closet, Flooring - Hardwood, Lighting - Overhead
- Level: Second
- Area: 224
Bedroom4
- Features: Closet, Flooring - Hardwood
- Level: Second
- Area: 206.25
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Flooring - Hardwood, Chair Rail, Open Floorplan, Recessed Lighting, Lighting - Overhead
- Level: Main,First
- Area: 224
Family Room
- Features: Closet/Cabinets - Custom Built, Flooring - Vinyl, Wet Bar, Cable Hookup, Recessed Lighting
- Level: Main,First
- Area: 391.5
Features
- Cabinets - Upgraded,Recessed Lighting,Cable Hookup,Kitchen,Great Room,Central Vacuum,Wet Bar,Finish - Sheetrock,Internet Available - Broadband
- Door features: Insulated Doors,French Doors
- Window features: Insulated Windows
- Flooring: Tile,Hardwood,Flooring - Stone/Ceramic Tile,Flooring - Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 750
- Finished area above ground: 4,172
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 4,172
- Total interior livable area: 4,172 sqft
Kitchen
- Features: Closet, Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Cabinets - Upgraded, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Window Seat
- Level: Main,First
- Area: 308
Living Room
- Features: Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, French Doors, Exterior Access, Open Floorplan, Recessed Lighting, Lighting - Sconce
- Level: Main,First
- Area: 625
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting
- Level: Second
- Area: 385
Property
Details
- Parcel number: M:0017R B:0000 L:0056,2634016
- Zoning: RA
Features
- Patio & porch: Patio
- Exterior features: Patio,Rain Gutters
Lot
- Lot size: 0.78 Acres
- Features: Cul-De-Sac,Level
Parking
- Total spaces: 5
- Parking features: Attached,Garage Door Opener,Garage Faces Side,Paved Drive,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hurricane
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $922 | $11,064 |
| Electricity | $822 | $9,872 |
| Total | $5,819 | $69,828 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $749,900 |
| 2025-11-26 | Listing removed | $759,000 |
| 2025-10-11 | Price change | $759,000 |
| 2025-09-08 | Listed for sale | $779,000 |
| 2007-01-05 | Sold | $407,000 |
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