See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

212 Rose Anna Ct, Westfield, MA, 01085

2beds
1baths
952sqft
$290,000
$305price/sqft
$2,286/moest. monthly cost
$91,440/yrincome needed

About This Home

This charming year-round waterfront home is ready for someone to make it their own! This two-bedroom, one full bath is located on Hampden Ponds. Lots of natural lighting and BEAUTIFUL water views. Good size kitchen with plenty of cabinets and small pantry. Hook-up for dishwasher. The living room and dining room feature an open-concept layout. Gas fire place in living room. 4-Season porch with HVAC mini split off of the living room facing the pond. Utility room off the kitchen with washer and dryer. Full bath with tub/shower. Bedroom off the kitchen with closet. Second bedroom is on the second floor. Two off-street parking. Title 5 Complete. A perfect retreat for year-round living or weekend escapes.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
4/10
Westfield Middle SchoolGrades 7-85.6 mi
6/10
Westfield High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Washer,Dryer
  • Laundry features: First Floor,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 952

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:0269 B:0000 L:0005,2644205
  • Zoning: RA

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed
  • Has view: Yes
  • View description: Scenic View(s),Water,Pond
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pond,Lake/Pond,0 to 1/10 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 6,880 sqft

Parking

  • Total spaces: 2
  • Parking features: Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$110$1,320
Property Taxes $356$4,272
Electricity $354$4,259
Total$2,286$27,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,377/yr
40% on housing$68,580/yr
45% on housing$60,960/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 01085$193
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01085$216
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$290,000

For Sale by Agent

AgentTracy Cyr
BrokerageNaples Realty Group

Similar Homes