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164 Barbara St, Westfield, MA, 01085

4beds
3baths
2,228sqft
$449,000
$202price/sqft
$3,431/moest. monthly cost
$137,240/yrincome needed

About This Home

Finding a home with room for everyone isn't always easy—but 164 Barbara Street delivers. Nestled in one of Westfield's most established neighborhoods, this beautifully maintained Cape offers the perfect combination of space, flexibility, and everyday comfort. With over 2,200 square feet of living space, 4 bedrooms, 3 full baths, and a thoughtfully designed attached in-law apartment complete with its own kitchen and private entrance, this home is perfectly suited for multigenerational living, extended guests, or anyone looking for additional private living space.Inside the main home, you'll find warm, inviting living spaces filled with natural light, creating the perfect setting for everyday living and entertaining alike. The finished lower level provides even more flexibility with space for a family room, home office, fitness area, playroom, or hobby space.Step outside and discover a backyard designed for making memories. The fenced yard offers plenty of room to play, garden, or simply relax, while the in-ground pool is ready for summer afternoons spent with family and friends. Whether you're hosting a backyard barbecue or enjoying a quiet evening on the deck, this outdoor space is one you'll appreciate for years to come.Conveniently located near Southampton Road Elementary School, shopping, restaurants, downtown Westfield, and the Massachusetts Turnpike, you'll enjoy easy access to everything you need while coming home to an established neighborhood known for its mature trees and welcoming feel.If you've been searching for a home that offers the flexibility to fit your lifestyle today while adapting to your needs tomorrow, 164 Barbara Street is one you won't want to miss.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Westfield Middle SchoolGrades 7-82.5 mi
6/10
Westfield High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Refrigerator,Washer,Dryer
  • Laundry features: Flooring - Stone/Ceramic Tile,Exterior Access,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Crawl Space

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Closet, Flooring - Laminate, Handicap Equipped
  • Level: Main,First

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Closet, Flooring - Stone/Ceramic Tile, Remodeled
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wood
  • Level: First

Bedroom4

  • Features: Flooring - Wall to Wall Carpet
  • Level: Main,First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Closet, Flooring - Wood
  • Level: First

Features

  • Bonus Room
  • Flooring: Wood,Vinyl,Carpet,Flooring - Wall to Wall Carpet
  • Finished area below ground: 259
  • Finished area above ground: 2,228

Heating & Cooling

  • Heating features: Forced Air,Baseboard,Electric Baseboard,Natural Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,228
  • Total interior livable area: 2,228 sqft

Kitchen

  • Level: Main,First

Living Room

  • Features: Flooring - Wood, Window(s) - Picture
  • Level: First

Master Bedroom

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: M:0287 B:0000 L:0021,2644753
  • Zoning: RA

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck - Wood,Patio
  • Exterior features: Deck - Wood,Patio,Pool - Inground,Storage,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 10,000 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Off Street
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$170$2,040
Property Taxes $552$6,624
Electricity $439$5,272
Total$3,431$41,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,634/yr
40% on housing$102,930/yr
45% on housing$91,493/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 01085$192
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01085$216
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$449,000
2026-07-23Listed for sale$449,000

For Sale by Agent

AgentMeghan Hess
BrokerageReal Broker MA, LLC

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