13 Hampden St, Westfield, MA, 01085
About This Home
Turnkey, fully renovated 2-family in downtown Westfield—ideal for owner-occupants or investors. This ZBA-approved conversion features two modern 2-bedroom units, both delivered vacant for maximum flexibility. Each unit offers updated kitchens, hardwood flooring, recessed lighting, and their own laundry.Major upgrades include new electrical service with owner meter, updated plumbing and ductwork, and efficient central gas heat with central AC—a rare find in multifamily properties. Roof recently replaced for added peace of mind.Lower level offers additional potential with great natural light, full bathroom, and former kitchen setup.Outside features include carport, three paved off-street parking spaces, and fenced garden area with mature plantings. Historic porch details, guardrails, and brackets add charm. Walkable downtown location near shops, restaurants, and transit
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Brick/Mortar
- Roof: Shingle,Rubber
- Construction materials: Frame,Brick
Type & Style
- Home type: MultiFamily
- Property subType: 2 Family - 2 Units Up/Down
Interior
Appliances
- Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Concrete
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Bathroom With Tub,Remodeled,High Speed Internet,Living Room,Kitchen,Laundry Room,Living RM/Dining RM Combo
- Window features: Insulated Windows
- Flooring: Wood,Hardwood
- Finished area below ground: 980
- Finished area above ground: 1,794
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,774
- Total interior livable area: 2,774 sqft
Property
Details
- Parcel number: 2637775
- Zoning: R-C
- Exclusions: Seller Using The Basement As Storage Unit. All Belongings There To Be Removed For Sale.
Features
- Patio & porch: Porch
- Exterior features: Balcony,Rain Gutters,Garden
- Fencing: Fenced
- Has view: Yes
- View description: City View(s),City
- Frontage length: 28.00
Lot
- Lot size: 3,990 sqft
- Features: Easements
Parking
- Total spaces: 3
- Parking features: Shared Driveway,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $449 | $5,388 |
| Electricity | $547 | $6,564 |
| Total | $2,979 | $35,748 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $384,000 |
| 2026-04-15 | Listed for sale | $395,000 |
| 2025-06-26 | Sold | $236,000 |
| 2025-05-07 | Contingent | $239,900 |
| 2025-04-22 | Price change | $239,900 |
| 2025-03-09 | Listed for sale | $250,000 |
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