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1161 E Mountain Rd, Westfield, MA, 01085

2beds
2baths
955sqft
$464,900
$487price/sqft
$3,452/moest. monthly cost
$138,080/yrincome needed

About This Home

FOR SALE BY OWNER! Welcome to 1161 E Mountain Rd in Westfield—a property that offers the perfect blend of comfort, space, and convenience. Nestled in a desirable location, this home provides a welcoming setting with room to relax, entertain, and enjoy everyday living. Recently remodeled kitchen, bathroom and original hardwood flooring, hot water heater, roof and furnace. The Property is serviced by a private well and septic. 23 acres of land which a 2nd home investment property or ADU can be built by right. Enjoy private access to some of the most desirable hiking trails around, camping, hunting, target range endless possibility's. New agricultural uses are also allowed by right as this Rural Residential zoned property exceeds the required 5 acres. * For Sale by owner. Will be showed by appointment only, absolutely NO soliciting by listing agents please. ** abutting parcels with 64 acres, additional frontage, building lot, 2000sqft Steel workshop may also be available.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
4/10
Westfield Middle SchoolGrades 7-83.5 mi
6/10
Westfield High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas,Wood / Pellet
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 955 sqft

Property

Details

  • Parcel number: WFLDM59RL1

Features

  • Exterior features: Other,Vinyl

Lot

  • Lot size: 23 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,350$28,200
Home Insurance *$176$2,112
Property Taxes $572$6,864
Electricity $354$4,259
Total$3,452$41,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,354/yr
40% on housing$103,560/yr
45% on housing$92,053/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 01085$191
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01085$216
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$464,900
2026-07-08Listed for sale$465,000
2018-04-13Sold$245,000
1996-07-22Sold$126,000

For Sale by Owner

AgentProperty Owner

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