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666 Montgomery Rd, Westfield, MA, 01085

3beds
2baths
2,486sqft
$485,000
$195price/sqft
$3,722/moest. monthly cost
$148,880/yrincome needed

About This Home

Rare opportunity! Nestled in the highly sought-after Wyben location, this classic 3 bedroom 1800's Farmhouse sits on 4+ gorgeous, park-like acres. Enjoy the ultimate rural escape with a peaceful stream bordering the back, a vast open lawn, an expansive garden area, and newly planted fruit trees—all with the incredible perks of Westfield Gas & Electric municipal utilities and close proximity to local amenities. Inside, rich historic character shines through wide-plank wood flooring and a highly versatile floor plan featuring multiple rooms adaptable for many uses. Enjoy absolute peace of mind with newer windows, septic system, well pump, hot water tank and oil tank!. An true highlight is the newly finished bonus room. This large, bright space overlooks the beautiful backyard, and leads directly to a new, oversized wrap-around Trex deck—perfect for entertaining or enjoying the scenic views. Complete with a detached 2-car garage, this is a rare gem!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
4/10
Westfield Middle SchoolGrades 7-84.9 mi
6/10
Westfield High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1836

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Vinyl, Countertops - Stone/Granite/Solid, Remodeled
  • Level: First

Bathroom2

  • Features: Bathroom - Half, Flooring - Hardwood
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Wood
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Wood, Attic Access
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Wood
  • Level: First

Family Room

  • Features: Wood / Coal / Pellet Stove, Flooring - Wall to Wall Carpet
  • Level: First

Features

  • Vaulted Ceiling(s),Closet,Bonus Room,Study,Living/Dining Rm Combo
  • Flooring: Flooring - Vinyl,Flooring - Wood,Flooring - Wall to Wall Carpet
  • Fireplace features: Wood / Coal / Pellet Stove
  • Fireplace: Yes
  • Finished area above ground: 2,486

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,486
  • Total interior livable area: 2,486 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Kitchen Island
  • Level: First

Living Room

  • Features: Flooring - Wall to Wall Carpet, Recessed Lighting
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Wood
  • Level: Second

Property

Details

  • Parcel number: M:0060R B:0000 L:0003,2637992
  • Zoning: RR
  • Exclusions: Seller To Take Hot Tub,Chicken Coop Run,& Washer/Dryer Combo Unit- Will Replace With A New Washer.

Features

  • Patio & porch: Porch - Enclosed,Deck - Composite
  • Exterior features: Porch - Enclosed,Deck - Composite,Rain Gutters
  • Waterfront features: Stream

Lot

  • Lot size: 4.08 Acres

Parking

  • Total spaces: 5
  • Parking features: Detached,Garage Door Opener,Garage Faces Side,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$184$2,208
Property Taxes $596$7,152
Electricity $490$5,882
Total$3,722$44,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,611/yr
40% on housing$111,660/yr
45% on housing$99,253/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 01085$192
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01085$216
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$485,000
2021-08-05Sold$320,000
2021-03-20Listed for sale$340,000

For Sale by Agent

AgentMegan Conner
BrokerageTaylor Agency

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