




980 Center St, Ludlow, MA, 01056
About This Home
Second chances don't come around often. Here is your chance! Beautiful 6 year old ranch in Ludlow. Welcome home to this bright and open floor plan. The first thing you will notice is the natural light and a very warm and open floor plan. Hardwood floors throughout the living areas with tile in the bathrooms. Large bedrooms with plenty of closet space. There is also a large bonus room which opens to the outside that could be used as a home office, kids area, exercise room, or just a quiet retreat. Once the good weather comes around you can enjoy the deck off the dining room. The deck overlooks the beautiful yard and the salt water, inground pool. Home is generator ready, just plug in and go. Full basement has plenty of room for all of your storage. Garage, central air, and first floor laundry add to the features. Owned solar panels to help with the ever rising utility costs.
Getting Around
Schools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Range,Dishwasher,Microwave,Refrigerator
- Laundry features: Flooring - Hardwood,Cabinets - Upgraded,Electric Dryer Hookup,Washer Hookup,First Floor
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bathroom1
- Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
- Level: First
- Area: 84
Bathroom2
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
- Level: First
- Area: 54
Bedroom2
- Features: Ceiling Fan(s), Flooring - Hardwood, Closet - Double
- Level: First
- Area: 132
Bedroom3
- Features: Ceiling Fan(s), Flooring - Hardwood, Closet - Double
- Level: First
- Area: 225
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring - Hardwood, French Doors, Deck - Exterior
- Level: First
- Area: 437
Features
- Closet - Double,Bonus Room
- Door features: French Doors
- Flooring: Tile,Hardwood,Flooring - Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 2,236
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 2,236
- Total interior livable area: 2,236 sqft
Kitchen
- Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Lighting - Pendant
- Level: First
- Area: 230
Living Room
- Features: Ceiling Fan(s), Flooring - Hardwood, Open Floorplan
- Level: First
- Area: 245
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting
- Level: First
- Area: 222
Property
Details
- Parcel number: M:25 B:3550 P:8A,4733638
- Zoning: AG
- Exclusions: Washer And Dryer
Features
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Deck,Patio
- Exterior features: Deck,Patio,Pool - Inground,Rain Gutters,Professional Landscaping,Sprinkler System
- Fencing: Fenced/Enclosed
Lot
- Lot size: 1.06 Acres
Parking
- Total spaces: 6
- Parking features: Attached,Garage Door Opener,Paved Drive,Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $254 | $3,048 |
| Property Taxes | $935 | $11,220 |
| Electricity | $440 | $5,291 |
| Total | $4,915 | $58,980 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $700,000 |
| 2026-04-01 | Listing removed | $700,000 |
| 2026-04-01 | Listed for sale | $700,000 |
| 2026-02-20 | Contingent | $700,000 |
| 2026-02-12 | Listed for sale | $700,000 |
| 2021-04-14 | Sold | $460,000 |
| 2021-03-06 | Pending sale | $450,000 |
| 2021-02-21 | Contingent | $450,000 |
| 2021-01-22 | Listed for sale | $450,000 |
| 2021-01-14 | Listing removed | -- |
| 2021-01-10 | Listed for sale | $450,000 |
