




620 Hidden Valley Rd, Royal Oaks, CA, 95076
About This Home
Where the Oak Hills Meet the Slough. Royal Oaks is a rural pocket of north Monterey County, all rolling oak hills, working farms, and about 3,300 neighbors who came for the quiet. 620 Hidden Valley Road sits right in it, on a private lot with an expansive deck that runs the length of the hillside. You'll take your coffee out there most mornings, with the oaks close and the long view running down the valley. The kitchen has been fully remodeled with stainless appliances and white cabinetry, and the bathroom's been updated to match. Recessed lighting runs through the downstairs. The living areas are well separated, and the primary bedroom has ample space. Out back, a detached office gives you a workspace apart from the house. By evening, the deck becomes the main room. The solar system makes efficient energy. What sets the location apart is a short drive away. Kirby Park's ramp puts a kayak straight into Elkhorn Slough; seven miles of tidal channel that's home to sea otters, harbor seals, and more than 340 species of birds moving along the Pacific Flyway. Moss Landing and the open bay are just past it, and the beaches at Santa Cruz, Monterey, and Carmel are all within reach. A private place in the oaks, with one of the richest stretches of the California coast right down the road.
Getting Around
Schools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Water Softener
- Laundry features: Tub/Sink,Inside,In Utility Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: BreakfastBar, DiningArea, FormalDiningRoom
Family Room
- Features: SeparateFamilyRoom
Features
- One Or More Skylights,Walk-In Closet(s)
- Flooring: Wood
- Fireplace features: Living Room,Wood Burning
Heating & Cooling
- Heating features: Central Forced Air,Fireplace(s)
- Cooling features: None
Interior Area
- Total structure area: 1,941
- Total interior livable area: 1,941 sqft
Property
Details
- Parcel number: 129231028000
- Zoning: Residential
- Special condition: Standard
Features
- Stories: 2
- Patio & porch: Balcony/Patio,Deck
- Exterior features: Gazebo,Courtyard
- Has view: Yes
- View description: Hills
Lot
- Lot size: 1.18 Acres
Parking
- Total spaces: 2
- Parking features: Carport,Covered
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Wildfire
- Drought
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Monterey County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $828 | $9,936 |
| Electricity | $416 | $4,994 |
| Total | $5,978 | $71,736 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Contingent | $850,000 |
| 2026-08-04 | Price change | $850,000 |
| 2026-07-14 | Listed for sale | $900,000 |
| 2022-10-17 | Sold | $800,000 |
| 2022-08-11 | Price change | $799,000 |
| 2022-08-01 | Price change | $839,000 |
| 2022-06-10 | Price change | $849,997 |
| 2022-04-26 | Listed for sale | $899,998 |
| 2015-08-11 | Sold | $590,000 |
| 2013-11-05 | Listing removed | $589,000 |
| 2013-09-08 | Price change | $589,000 |
| 2013-08-07 | Listed for sale | $625,000 |
| 2013-01-18 | Listing removed | $2,700 |
| 2012-11-22 | Listed for rent | $2,700 |
| 2006-12-29 | Sold | $687,500 |
| 2004-02-10 | Sold | $518,000 |
