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5 Washington St, Monson, MA, 01057

4beds
3baths
2,986sqft
$469,900
$157price/sqft
$3,676/moest. monthly cost
$147,040/yrincome needed

About This Home

Welcome home to this spacious and beautifully maintained 4-bedroom, 2.5-bath home offering nearly 3,000 square feet of comfortable living space! From the gleaming hardwood floors to the granite countertops, every detail has been thoughtfully designed for everyday living and entertaining. The versatile in-law suite provides the perfect setup for extended family, guests, or a private home office. Relax year-round in the inviting 3-season porch overlooking the beautifully landscaped yard, offering exceptional curb appeal and peaceful outdoor living. The walkout basement provides endless possibilities for future expansion, storage, or recreation. With generous room sizes, quality finishes, and a flexible floor plan, this impressive home combines space, style, and functionality in one exceptional package. Don't miss your opportunity to make this incredible property your next home! Seller may need additional time to find suitable housing. Zoned RV

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Granite Valley SchoolGrades 1-60.6 mi
3/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator
  • Laundry features: Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,986

Heating & Cooling

  • Heating features: Steam
  • Cooling features: None

Interior Area

  • Total structure area: 2,986
  • Total interior livable area: 2,986 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:0114 B:0022 L:0000,3752830
  • Zoning: RV

Features

  • Patio & porch: Covered
  • Exterior features: Covered Patio/Deck,Storage
  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Cleared,Level

Parking

  • Total spaces: 5
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$139$1,668
Property Taxes $573$6,876
Electricity $588$7,065
Total$3,676$44,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,034/yr
40% on housing$110,280/yr
45% on housing$98,026/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 01057$188
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01057$221
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$469,900
2022-10-26Sold$400,000
2022-10-11Pending sale$405,000
2022-09-06Price change$405,000
2022-08-30Price change$409,000
2022-08-17Listed for sale$409,999

For Sale by Agent

AgentThe Jackson & Nale Team
BrokerageREMAX Connections - Belchertown

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