20 Deborah St, Palmer, MA, 01069
About This Home
Opportunity awaits with this fixer-upper ranch tucked away in a desirable dead-end street neighborhood in Palmer! Whether you’re looking to build sweat equity or take on your next flip, this home is filled with potential. Hardwood flooring runs throughout all three bedrooms and the spacious living room, while the eat-in kitchen offers plenty of room to reimagine. The large basement provides excellent potential for additional finished living space and includes access to the one-car under garage. Several major improvements are already in place, including vinyl siding, replacement windows, and it has forced hot air heating. Conveniently located close to the Mass Pike, shopping, dining, and area amenities. Bring your ideas and transform this property into something special! Seller will entertain CASH ONLY
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Foundation: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Interior Entry,Garage Access,Concrete,Unfinished
Bathroom1
- Features: Bathroom - With Tub & Shower
- Level: First
Bedroom2
- Features: Closet, Flooring - Hardwood
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
- Finished area above ground: 792
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 792
- Total interior livable area: 792 sqft
Kitchen
- Features: Dining Area
- Level: First
Living Room
- Features: Flooring - Hardwood
- Level: First
Master Bathroom
- Features: No
Master Bedroom
- Features: Closet, Flooring - Hardwood
- Level: First
Property
Details
- Parcel number: M:59 B:46,3147584
- Zoning: TR
Lot
- Lot size: 0.26 Acres
- Features: Level,Sloped
Parking
- Total spaces: 5
- Parking features: Attached,Under,Storage,Paved Drive,Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $96 | $1,152 |
| Property Taxes | $297 | $3,564 |
| Electricity | $354 | $4,259 |
| Total | $1,758 | $21,096 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $200,000 |
| 2026-08-03 | Price change | $200,000 |
| 2026-07-24 | Listed for sale | $215,000 |
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