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69 Margaret St, Monson, MA, 01057

5beds
2baths
2,005sqft
$390,000
$195price/sqft
$2,958/moest. monthly cost
$118,320/yrincome needed

About This Home

Set on over 5.8 picturesque acres, this charming home blends historic character with spacious modern living. The inviting open floor plan features a large kitchen island perfect for entertaining, seamlessly flowing into the living room highlighted by a cozy brick fireplace. The first-floor primary bedroom offers convenience and privacy with a full bath and pocket door. Natural light pours into the dining room through a grand picture window overlooking the beautiful acreage. Upstairs, you’ll find generously sized bedrooms and conveniently located hallway laundry. Original wood floors throughout much of the home enhance its timeless appeal and historic charm. Move outside onto the deck and take in the peaceful surroundings and expansive property. Additional features include a 2-car garage and a separate outbuilding with extra space and its own electric service, offering endless possibilities for storage, hobbies, or workshop use. Also ADU, rental or development potential.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Granite Valley SchoolGrades 1-60.6 mi
3/10

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Dishwasher,Disposal,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Laminate, Lighting - Sconce
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Laminate
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wood
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Wood
  • Level: Second

Bedroom5

  • Features: Flooring - Wood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Lighting - Sconce
  • Level: Main,First

Features

  • Den
  • Door features: French Doors
  • Flooring: Laminate,Hardwood,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,005

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,005
  • Total interior livable area: 2,005 sqft

Kitchen

  • Features: Closet, Flooring - Vinyl, Kitchen Island, Exterior Access, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant
  • Level: Main,First

Living Room

  • Features: Beamed Ceilings, Flooring - Hardwood, Open Floorplan, Recessed Lighting, Lighting - Overhead
  • Level: Main,First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Closet, Flooring - Hardwood
  • Level: Main,First

Property

Details

  • Parcel number: M:0092 B:0012 L:0000,3751946
  • Zoning: RV

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck,Storage

Lot

  • Lot size: 5.86 Acres

Parking

  • Total spaces: 12
  • Parking features: Detached,Storage,Workshop in Garage,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$116$1,392
Property Taxes $475$5,700
Electricity $395$4,744
Total$2,958$35,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,417/yr
40% on housing$88,740/yr
45% on housing$78,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 01057$185
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01057$221
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$390,000
2026-07-02Pending sale$390,000
2026-06-24Listed for sale$390,000
2026-06-15Pending sale$390,000
2026-05-28Listed for sale$390,000
2019-11-05Listing removed$255,000
2019-10-03Price change$255,000
2019-08-09Listed for sale$275,000
2015-11-25Sold$110,000
1999-05-28Sold$133,000

For Sale by Agent

AgentTeam Cuoco
BrokerageCuoco & Co. Real Estate

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