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34 Main St, Monson, MA, 01057

6beds
2baths
2,678sqft
$309,000
$115price/sqft
$2,558/moest. monthly cost
$102,320/yrincome needed

About This Home

Two-family in the heart of Monson! The first-floor unit features long-term tenants for immediate income, while the vacant second floor is ready for an owner-occupant or market-rate rent. Each unit offers in-unit laundry, and the property sits on a large yard perfect for added tenant appeal. Bonus: walk-up attic with potential for loft-style expansion. A great opportunity with both stability and upside!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Granite Valley SchoolGrades 1-60.3 mi
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-Up Attic,Pantry,Living Room,Dining Room,Kitchen,Laundry Room,Office/Den
  • Window features: Screens
  • Flooring: Vinyl,Carpet
  • Finished area above ground: 2,678

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,678
  • Total interior livable area: 2,678 sqft

Property

Details

  • Parcel number: 3752087
  • Zoning: RV

Features

  • Patio & porch: Enclosed,Deck - Wood,Patio
  • Exterior features: Balcony,Rain Gutters

Lot

  • Lot size: 0.25 Acres
  • Features: Wooded

Parking

  • Total spaces: 5
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$92$1,104
Property Taxes $376$4,512
Electricity $528$6,337
Total$2,558$30,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,702/yr
40% on housing$76,740/yr
45% on housing$68,213/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 01057$191
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01057$221
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Price change$319,000
2026-05-07Pending sale$339,000
2026-04-28Contingent$339,000
2026-04-22Listed for sale$339,000
2025-11-28Listing removed$380,000
2025-10-16Listed for sale$380,000
2024-11-01Listing removed$359,000
2024-10-16Price change$359,000
2024-08-28Listed for sale$370,000

For Sale by Agent

AgentIesha Santos, Berkshire Hathaway HomeServices Realty Professionals
BrokerageBerkshire Hathaway HomeServices Realty Professionals

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