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77 4th Ave, Fargo, GA, 31631

4beds
3baths
2,859sqft
$420,000
$147price/sqft
$3,342/moest. monthly cost
$133,680/yrincome needed

About This Home

If privacy, peace, and quiet in a move-in ready home are at the top of your must-have list, here is the home! You enter the property on a new 11-foot-wide concrete driveway that circles the home and goes through a spacious carport at the back. From there, you'll see the large (18x26) airy back porch where you will be tempted to spend most of your time. Or, you could go to the 19x22 She-Shed with the concrete floor and the 8-foot-long open lean-to that's right behind the carport. But then, there's that new 30x40 metal workshop on back a little farther on your 1.674 acre tract, the one with the roll-up door and plenty of shelving for all your tools and equipment. Yeah, you're going to be tempted to spend a lot of time out there, too. You'll have plenty of time to put in a garden, because you won't need to spend time working on the house. It's brick and all the trim was painted in 2024. The roof was put on in August of 2023, and it has a 30-year transferable warranty. The drain field was put in during 2023, too. The interior of the home is in excellent condition with large rooms from the 14x30 family room on one end to the 4 spacious bedrooms on the other end and the 14x30 living room with the wood-burning fireplace in the middle of it all. Fargo is in hunting and fishing country and about 18 miles from the Okefenokee Swamp Park. The drive to Valdosta is easy on lightly-traveled Highway 94, IF you ever get the urge to go to the big city. Doubtful, but you might go every couple of years or so.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
3/10
Clinch County High SchoolGrades 8-1227.2 mi
3/10

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Shingle,Architectural
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Wall Oven
  • Laundry features: Laundry Area,Inside,Shed,Separate

Bathroom2

  • Area: 120

Bathroom3

  • Area: 40

Bedroom2

  • Area: 204

Bedroom3

  • Area: 156

Bedroom4

  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 154

Family Room

  • Area: 420

Features

  • Insulated,Ceiling Fan(s)
  • Window features: Aluminum Frames,Wood Frames,Draperies,Blinds,Wood Blinds/Shutters
  • Flooring: Carpet,Tile,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,859
  • Total interior livable area: 2,859 sqft

Kitchen

  • Area: 140

Living Room

  • Area: 210

Master Bathroom

  • Area: 112

Master Bedroom

  • Area: 234

Property

Details

  • Parcel number: F02 049
  • Zoning: Res

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered Patio,Front Porch,Rear Porch,Front Porch: 8x30,Back Porch: 21x28
  • Exterior features: Termite Bonded
  • Frontage type: None

Lot

  • Lot size: 1.67 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 3
  • Parking features: 3+ Cars,Carport
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$568$6,816
Property Taxes $374$4,488
Electricity $277$3,333
Total$3,342$40,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,582/yr
40% on housing$100,260/yr
45% on housing$89,120/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.4%
-11.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 31631$29
Clinch County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 31631$87
Clinch County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$420,000
2025-10-10Listed for sale$430,000
2005-03-31Sold$157,700

For Sale by Agent

AgentRoy Rhodes
BrokerageCanopy Realty Group

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