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654 Fire Tower Rd, Mount Vernon, GA, 30445

5beds
2baths
3,015sqft
$490,000
$163price/sqft
$3,458/moest. monthly cost
$138,320/yrincome needed

About This Home

Welcome to peaceful country living at 654 Fire Tower Road in Mount Vernon, Georgia! Situated on an unbelievable 36 beautiful acres, this charming 5 bedroom, 2 bath home offers the privacy, space, and character that are getting harder and harder to find! A classic white picket fence sets the tone as you arrive, with mature pecan trees scattered throughout the property and a quiet country setting that feels tucked away from the rush of town! Inside, the home offers over 3,000 square feet of living space with room to gather, spread out, and make it your own. One of the first features you will notice is the remarkable stained glass detail on the front door, adding a truly special touch of character! The inviting front porch extends across the front of the home and wraps along a portion of the side, creating the perfect place to enjoy morning coffee, rocking chairs, and peaceful views. Just off the kitchen, a lovely side porch offers another beautiful sitting area, ideal for quiet evenings or casual entertaining. The home has seen several important updates, including a new roof, new paint, updated wiring, gutters, new windows, and new lights and fans throughout. There is also an attached open carport area at the rear of the home for added convenience. With generous acreage, beautiful trees, classic Southern charm, and a private country setting, this property offers a rare opportunity to enjoy space, history, and peaceful living all in one place!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Fixer
  • Year built: 1890

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 5

Features

  • Bookcases,High Ceilings,Master On Main Level,Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,015

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,015
  • Total interior livable area: 3,015 sqft

Property

Details

  • Parcel number: 029 018

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 36.28 Acres
  • Features: Private

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Drought
Hail
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$359$4,308
Property Taxes $330$3,960
Electricity $292$3,515
Total$3,458$41,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,560/yr
40% on housing$103,740/yr
45% on housing$92,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 30445$121
Montgomery County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 30445$130
Montgomery County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$490,000
2024-03-07Sold$323,000
2010-12-21Sold$750,000

For Sale by Agent

AgentElizabeth Harvill
BrokerageeXp Realty

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