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149 Bethel Rd, O Fallon, IL, 62269

6beds
6baths
5,678sqft
$659,000
$116price/sqft
$5,166/moest. monthly cost
$206,640/yrincome needed

About This Home

PRIVATE ACREAGE RETREAT IN THE O’FALLON SCHOOL DISTRICT! Rarely does a property like this come available—5.71 rolling, wooded acres creating a private, peaceful setting just minutes from O’Fallon shopping, dining, and everyday conveniences, with quick access to St. Louis amenities as well. This sprawling 5,678 SF ranch offers 7 bedrooms, 5.5 baths, a 3-car garage, and a walk-out lower level, making it ideal for those seeking space, flexibility, and a true estate feel. Set well back from the road, the home has an asphalt driveway which includes a circular drive, offering both privacy and curb appeal. Inside, the generously sized kitchen is built for daily living and entertaining alike with solid-surface countertops, cooktop, double ovens, center island, skylight with remote, oversized pantry with pull-outs, breakfast area, and separate dining room. Main-floor laundry adds everyday ease. Enjoy the comfort of two fireplaces, gas one on the main level and wood-burning in the lower level. The spacious primary suite serves as a relaxing retreat with dual vanity, stand alone shower, jetted tub, and private stool room. Recent updates include a new roof (Oct 2025) and new refrigerator (Jan 2026). Piped for central vacuum and loaded with potential, this is a rare chance to own a private acreage property in a prime O’Fallon location. Audio & video surveillance equipment in use.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 5.71 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Earthquake
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$394$4,728
Property Taxes $1,004$12,048
Electricity $436$5,240
Total$5,166$61,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,120/yr
40% on housing$154,980/yr
45% on housing$137,760/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 62269$162
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62269$146
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentJean Lewis
BrokerageKeller Williams Pinnacle

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