9805 Carmel Valley Rd, Carmel, CA, 93923
About This Home
Loved by the same family for nearly 30 years, this charming single-level home exudes warmth, comfort, and an easy Carmel Valley lifestyle. The flexible floor plan offers three bedrooms and two bathrooms, anchored by open, connected living and dining spaces that are ideal for everyday living and effortless entertaining. A versatile bonus room provides valuable extra space and could function as a fourth bedroom, cozy family room, playroom, or home officewhatever best suits your needs. Outside, a flat, fully fenced front yard is framed by majestic oaks creating a welcoming first impression and a safe place for kids and pets to play. Additional outdoor areas include raised garden beds, a private back patio perfect for al fresco dining, and an oversized greenhouse that extends the growing season and offers endless possibilities for those with a green thumb. This is a home that has been lovingly enjoyed for decades and is ready to be cherished by its next owners. With a wonderful mid-valley location, this is your chance to call Carmel Valley home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Washer/Dryer
Bedroom
- Features: PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: NoFormalDiningRoom
Family Room
- Features: Other
Features
- Flooring: Other
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Heating & Cooling
- Heating features: Central Forced Air Gas
- Cooling features: None
Interior Area
- Total structure area: 2,108
- Total interior livable area: 2,108 sqft
Property
Details
- Parcel number: 169091046000
- Zoning: LDR/1-D-S-RAZ
- Special condition: Standard
Lot
- Lot size: 0.81 Acres
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Wildfire
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Monterey County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,579 | $90,948 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $1,351 | $16,212 |
| Electricity | $452 | $5,424 |
| Total | $9,667 | $116,004 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $1,499,000 |
| 2025-12-10 | Listed for sale | $1,550,000 |
| 1997-11-20 | Sold | $352,500 |
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