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17280 Tamara Ln, Royal Oaks, CA, 95076

5beds
4baths
5,700sqft
$1,599,000
$281price/sqft
$11,401/moest. monthly cost
$456,040/yrincome needed

About This Home

Outstanding home in Royal Oaks. this beautiful 5-bedroom, 4-bathroom home has ample living space and many amenities including an indoor pool, barn, den, library, loft, 2 master suites, formal living room and game room or in law unit. Large eat in kitchen with breakfast bar boasting incredible views. Amenities such as open beam ceilings and four fireplaces elevate the lifestyle experience. 3000sf barn with two roll up doors and cement aisleway can accomodate the largest motorhome and includes 3 horse stalls. The home is set on 4 plus oak studed acres with backyard areas and large pastures suitable for horses or a vineyard. Overlooking a greenbelt, the home has privacy and fantastic views.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Aromas SchoolGrades K-83.7 mi
5/10
Anzar High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Raised
  • Roof: Composition, Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Built In Oven,Trash Compactor
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, ShowerandTub, ShowersoverTubs2plus, PrimaryOversizedTub

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • One Or More Skylights,Vaulted Ceiling(s),Wet Bar,Open Beam Ceiling,Walk-In Closet(s)
  • Flooring: Carpet,Marble,Tile
  • Number of fireplaces: 4
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 5,700
  • Total interior livable area: 5,700 sqft

Kitchen

  • Features: _220VoltOutlet

Property

Details

  • Parcel number: 181221011000
  • Zoning: LDR
  • Special condition: Standard
  • Horse amenities: Pasture,Stalls,WashRack

Features

  • Stories: 2
  • Pool features: Indoor
  • Patio & porch: Deck
  • Exterior features: Back Yard
  • Has view: Yes
  • View description: Greenbelt
  • Horses can be raised: Yes

Lot

  • Lot size: 4.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Drought
Landslide

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$328$3,936
Property Taxes $1,766$21,192
Electricity $1,222$14,667
Total$11,401$136,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$390,891/yr
40% on housing$342,030/yr
45% on housing$304,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 95076$493
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 95076$576
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$1,744,000
2025-11-22Price change$1,795,000
2025-08-27Listed for sale$1,895,000
2021-10-18Listing removed--
2021-06-19Listed for sale$1,595,000
2018-10-06Listing removed$1,250,000
2018-07-17Price change$1,250,000
2018-06-13Price change$1,295,000
2018-05-17Price change$1,265,000
2017-11-18Price change$1,275,000
2017-10-10Price change$1,299,000
2017-09-15Price change$1,325,000
2017-08-11Price change$1,395,000
2017-07-14Listed for sale$1,449,000
2017-01-19Listing removed$1,395,000
2016-10-18Listed for sale$1,395,000
2013-11-04Listing removed$1,444,000
2013-07-07Listed for sale$1,444,000
2010-12-24Listing removed$1,444,000
2010-12-08Listed for sale$1,444,000
1994-06-28Sold$111,824

For Sale by Agent

AgentJuliana Hill
BrokerageSanta Cruz Estates

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