338 Monterey Dunes Way, Castroville, CA, 95012
About This Home
Nestled along the coast between Santa Cruz and Monterey, in the private gated community of Monterey Dunes Colony, this home offers the ultimate seaside escape. Enter through a spacious private courtyard into a dramatic living area where soaring two-story windows frame breathtaking views of the ocean, sand dunes, and shoreline. The open-concept design flows effortlessly from the living room with its cozy fireplace, to the dining area and upgraded kitchen featuring granite countertops. The floor plan is thoughtfully designed with a ground-floor bedroom and laundry room, while upstairs youll find two bedroom suitesone boasting ocean views and a walk-in closet. Step outside for direct access to the beach path, just moments from the surf. This coastal retreat also includes a detached two-car garage, an additional assigned parking space, and plenty of guest parking. Residents enjoy resort-style amenities including a pool, tennis courts, bocce ball, volleyball, and basketball. Lovingly maintained as a vacation home, this property offers the perfect balance of relaxation, recreation, and oceanfront living. Experience true coastal living at this magnificent Monterey Dunes Colony residence.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Disposal,Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer
- Laundry features: In Utility Room
Bathroom
- Features: PrimaryStallShowers, ShowerandTub, SplitBath, FullonGroundFloor
Bedroom
- Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset, PrimaryBedroom2plus
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: BreakfastBar, DiningArea, DiningBar, EatinKitchen
Family Room
- Features: KitchenFamilyRoomCombo
Features
- High Ceilings,One Or More Skylights,Walk-In Closet(s),Security Gate
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room,Wood Burning
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total structure area: 1,681
- Total interior livable area: 1,681 sqft
Kitchen
- Features: Countertop_Granite, ExhaustFan
Property
Details
- Parcel number: 229051002000
- Attached to another structure: Yes
- Zoning: R
- Special condition: Standard
Features
- Stories: 2
- Pool features: Community,In Ground
- Patio & porch: Balcony/Patio,Deck
- Exterior features: Barbecue,Fenced,Tennis Court(s),Courtyard,Drought Tolerant Plants
- Spa features: Other
- Fencing: Front Yard,Wood
- Has view: Yes
- View description: Bay,Ocean,Water
- Has water view: Yes
- Water view: Bay,Ocean,Water
Lot
- Lot size: 3,002 sqft
Parking
- Total spaces: 2
- Parking features: Common,Detached,Guest,Parking Area
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Monterey County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,099 | $133,188 |
| Home Insurance * | $492 | $5,904 |
| Property Taxes | $2,011 | $24,132 |
| Electricity | $398 | $4,786 |
| Total | $14,000 | $168,000 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-05 | Listed for sale | $2,249,000 |
| 1994-03-01 | Sold | $390,000 |
View on Zillow