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4476 Knab Rd, Smithton, IL, 62285

2beds
1baths
1,880sqft
$350,000
$186price/sqft
$2,669/moest. monthly cost
$106,760/yrincome needed

About This Home

Experience the perfect blend of historic character and modern updates on this beautiful 3.25-acre property located in Prairie du Long Township. Originally built as an 1880 log cabin, this unique home features the original vaulted ceiling and timeless charm, complemented by a thoughtfully designed addition completed in 1970. Offering 1,837 square feet on the main level and an additional 1,137 square feet in the basement, this home provides ample living and storage space. The walkout basement includes both an exterior entrance and stair access, creating endless possibilities for future living space, a workshop, recreation area, or storage. The home features: 2 Bedrooms l 1 Bathroom Original vaulted cabin ceiling Walkout basement with exterior access 3.25 acres Listed Below has been updated within the Last 7 years or sooner HVAC system Roof Septic system Remodeled bathroom Updated flooring Along with additional improvements completed Whether you're looking for a hobby farm opportunity, or a property with historic charm and modern conveniences, this one-of-a-kind home offers a rare opportunity in an amazing town.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas,Wood / Pellet
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,880 sqft

Property

Details

  • Parcel number: 17050400002

Features

  • Exterior features: Shingle,Stucco

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Drought
Hail
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$223$2,676
Property Taxes $533$6,396
Electricity $144$1,735
Total$2,669$32,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,508/yr
40% on housing$80,070/yr
45% on housing$71,173/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 62285$161
St. Clair County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 62285$140
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$350,000
2017-09-05Sold$147,500

For Sale by Owner

AgentProperty Owner

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