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6644 Cadley Rd, Norwood, GA, 30821

4beds
2baths
1,937sqft
$320,000
$165price/sqft
$2,466/moest. monthly cost
$98,640/yrincome needed

About This Home

Historic homes often claim character. Very few can actually prove it. Built in 1840, the McGinty-King House is a truly special and rare piece of Warren County history thoughtfully restored for modern living while preserving the soul that makes it so memorable. Situated along quiet Cadley Road in Norwood, this standout two-story home blends nearly two centuries of craftsmanship, history, and Southern character with carefully integrated modern updates that allow the home to live comfortably today without losing its authenticity. Original details remain throughout the home, including original flooring, hand-cut log rafters, original shiplap walls in the living room, and original thresholds worn smooth through generations of use. The original primary bedroom remains intact, while the bathroom and walk-in closet were added to support modern living. The kitchen balances historic charm and functionality beautifully with custom cabinetry, quartz countertops, Bluetooth-enabled appliances, a five-burner range with center griddle, and an oven that also functions as an air fryer. Additional features include a monitored security system, smokehouse, tractor shed, greenhouse, hand-dug irrigation well, deep granite well, and mature fruit trees including peach, fig, apple, plum, nectarine, and blueberry varieties. One of the home's most unique spaces is the historic "preacher's room," believed through family history to have housed traveling circuit preachers visiting the Cadley community many years ago. Properties like this are increasingly difficult to find - historic enough to feel meaningful, updated enough to truly enjoy, and preserved carefully enough to still feel honest. This is not a staged reproduction of a historic home. It is the real thing, ready for its next steward. Homes like this rarely survive. Even fewer survive this honestly.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Freeman Elementary SchoolGrades PK-58.2 mi
5/10
3/10
Warren County High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Rough-Sawn Lumber

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • High Ceilings,Master On Main Level,Walk-In Closet(s)
  • Window features: Bay Window(s),Double Pane Windows,Window Treatments
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,937
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Other

Interior Area

  • Total structure area: 1,937
  • Total interior livable area: 1,937 sqft

Kitchen

  • Features: Country Kitchen,Kitchen Island,Pantry,Solid Surface Counters

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 045 058
  • Special condition: As Is

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Garden
  • Residential vegetation: Cleared,Partially Wooded

Lot

  • Lot size: 2 Acres
  • Features: Level,Open Lot

Parking

  • Parking features: Carport,Detached
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$354$4,248
Property Taxes $275$3,300
Electricity $219$2,637
Total$2,466$29,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,548/yr
40% on housing$73,980/yr
45% on housing$65,760/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.9%
-11.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 30821
Warren County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30821
Warren County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$320,000
2026-05-14Listed for sale$325,000

For Sale by Agent

AgentEthan Harkins
BrokerageKeller Williams Lake Oconee

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