See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

894 Old Ferry Rd, Hudgins, VA, 23076

3beds
3baths
2,474sqft
$692,000
$280price/sqft
$4,766/moest. monthly cost
$190,640/yrincome needed

About This Home

Beau Soleil – A Coastal Gem with Unparalleled Bay Views - a beautifully restored coastal colonial farmhouse offering breathtaking, unobstructed views of Hills Bay and the Chesapeake Bay. Nestled on 1.45 acres on the coastal shoreline of Gwynn's Island, this charming retreat is out of the flood zone and provides a rare combination of historic character, modern upgrades, and the best sunsets on the island. Expansive Water Views – Enjoy panoramic vistas and stunning evening sunsets from nearly every room. This home has been completely updated from the shell out, seamlessly blending historic charm with modern comforts. Sun-drenched rooms, original wood floors, and a seamless open floor plan invite relaxation and entertaining. Features gorgeous granite countertops, glass door cabinetry, and an airy layout perfect for hosting. Spacious Waterview Screened Porch is a new addition offering the perfect spot to soak in the serene water view ambiance. Multiple bedrooms provide ample sleeping space for family and guests. A first-floor primary bedroom suite adds privacy. Luxurious Bathrooms – The primary suite and second floor primary suite features spa-like experience with a large jetted soaking tub and a walk-in closet. Extra storage space for water toys, gardening tools, or a workshop. Move right in and start enjoying island life immediately! Prime Location: Marinas within walking distance, perfect for boating enthusiasts, a short drive to nearby shops, dining, and local attractions. Don't miss this rare opportunity to own a piece of Gwynn's Island paradise. Generator 500 Gal Propane

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
4/10
Mathews High SchoolGrades 8-123.5 mi
8/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Age 0-9 yrs,Composition
  • Construction materials: Sheetrock Walls,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Non-Waterfront Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Range Hood,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom1

  • Level: First
  • Area: 263.25

Bedroom2

  • Level: Second
  • Area: 109.2361

Bedroom3

  • Level: Second
  • Area: 221.9444

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining Area
  • Level: First
  • Area: 182.875

Family Room

  • Level: First
  • Area: 1230.25

Features

  • 1st Floor Bedroom,Dining Room
  • Flooring: Hardwood,Pine,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,474
  • Total interior livable area: 2,474 sqft

Kitchen

  • Level: First
  • Area: 211.5

Living Room

  • Level: First
  • Area: 180.7361

Property

Details

  • Parcel number: 11A3A9
  • Zoning description: R 1

Features

  • Levels: Two
  • Patio & porch: Screened Porch
  • Has view: Yes
  • View description: River/Creek View
  • Has water view: Yes
  • Water view: River/Creek View
  • Waterbody name: None
  • Frontage length: 0

Lot

  • Lot size: 1.45 Acres
  • Features: 1-1.9 acres

Parking

  • Parking features: None,Stone Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,499$41,988
Home Insurance *$688$8,256
Property Taxes $341$4,092
Electricity $238$2,859
Total$4,766$57,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,405/yr
40% on housing$142,980/yr
45% on housing$127,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 23076$145
Mathews County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 23076$183
Mathews County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$692,000
2025-11-02Listing removed$675,000
2025-09-05Price change$675,000
2025-07-21Listed for sale$769,000
2016-10-12Sold$326,000

For Sale by Agent

AgentR. Ann Meekins
BrokeragePearls of the Chesapeake LLC

Similar Homes