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327 Chapel Neck Rd, North, VA, 23128

2beds
2baths
1,392sqft
$255,000
$183price/sqft
$1,812/moest. monthly cost
$72,480/yrincome needed

About This Home

Escape to the peace and privacy of country living with this charming 2 bedroom mobile home situated on a permanent foundation and nested on 2.5 peaceful acres. Surrounded by nature in a quiet neighborhood, this property offers the perfect retreat from the hustle and bustle while still providing the comforts of home. Enjoy plenty of room for gardening, outdoor recreation, or simply relaxing and taking in the sights and sounds of the woods. whether your looking for a full-time residence, a weekend getaway, or an investment opportunity, this secluded property offers endless possibilities and the tranquility you've been searching for.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
5/10
4/10
Mathews High SchoolGrades 8-125.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: First
  • Dimensions: 10.11 x 10.2

Appliances

  • Appliances included: Electric Water Heater,Water Softener

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Dimensions: 10.11 x 11.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Paneling/Wainscoting
  • Flooring: Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,392

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,392 sqft

Kitchen

  • Level: First
  • Dimensions: 11.0 x 8.5

Laundry

  • Level: First
  • Dimensions: 6.10 x 10.2

Living Room

  • Level: First
  • Dimensions: 10.9 x 31.0

Master Bedroom

  • Level: First
  • Dimensions: 10.4 x 16.1

Office

  • Level: First
  • Dimensions: 6.2 x 6.10

Property

Details

  • Parcel number: 18A29

Features

  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Storage,Shed,Unpaved Driveway
  • Fencing: None

Lot

  • Lot size: 2.50 Acres

Parking

  • Parking features: Driveway,Off Street,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Drought
Hurricane
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$196$2,352
Property Taxes $125$1,500
Electricity $202$2,433
Total$1,812$21,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,125/yr
40% on housing$54,360/yr
45% on housing$48,320/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 23128$194
Mathews County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 23128$241
Mathews County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$255,000
2026-06-12Listed for sale$265,000
2022-07-27Listing removed--
2022-07-13Listed for rent$1,600
2020-11-19Sold$145,000

For Sale by Agent

AgentTimothy Daniel
BrokerageIsabell K. Horsley Real Estate

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