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366 Dyers Creek Rd, New Point, VA, 23125

3beds
1baths
1,450sqft
$499,000
$344price/sqft
$3,594/moest. monthly cost
$143,760/yrincome needed

About This Home

Own a slice of Heaven today with this waterfront property. Just 60 ft to be on the water. This 3 bedroom one and a half bath is everything You've ever want to in a home or retreat destination. Escape to your own paradise by owning this direct waterfront property of serenity and Quiet. This incredible opportunity offers **3 bedrooms**, **1.5 bathrooms**, and **1,450 sq ft** of comfortable living space, all set on **2 acres** for room to breathe and privacy to enjoy and breathtaking views and sunset just minutes by boat to The Chesapeake Bay. Take in the peaceful waterfront lifestyle with **two boat slips** right at your home—perfect for weekends on the water and effortless departures to venture out And enjoy this life ### **Welcome Home to Waterfront Living** Some homes simply *face* the water. This one **touches it**—where mornings begin with light across the surface and evenings end with skies that look custom-painted just for you. Welcome to your waterfront retreat: a residence built for the way you want to live—**open-air entertaining, quiet luxury, and unforgettable view-first moments** every single day. Three separate decks for entertaining your family and friends or simply enjoying the morning cup of coffee. ## **The View Isn’t an Amenity—It’s the Address** Step inside and you’ll understand immediately: the water isn’t something you pass on your way somewhere else. It’s the backdrop to everything. - Sunlight pouring through your windows and sliding doors - Expansive sightlines that pull you into the scenery - A living space designed to make the outdoors feel **connected, not separate** This is not “lake house” living. This is **waterfront living done right**. ## **Space to Gather. Space to Breathe.** Every part of this home was created with real life in mind—hosting, relaxing, and making memories that don’t feel staged. Whether you’re planning a dinner party, watching the sunset with the ones you love, boating or Kayaking up and down Dryers creek, or enjoying a calm morning routine, you’ll find this flow effortlessly works. Inside: - Beautifully finished living areas with a modern, elevated feel - Comfortable, well-designed rooms that offer both function and style - A layout that invites connection without losing privacy Outside: - Outdoor entertaining made effortless - Room for laughter, conversation, and the kind of evenings you’ll never want to end - Natural beauty on your doorstep—every day, no exceptions ## **Luxury You Can Feel** This isn’t just waterfront—this is craftsmanship and comfort throughout. From the moment you arrive, the home announces itself with timeless appeal and thoughtful design. It’s the kind of property where you don’t just notice details—you appreciate them, again and again. ## **Make Every Day a Vacation** Imagine waking up and watching the water before you even start your day. Imagine stepping onto your terrace to breathe in fresh air. Imagine the peace that comes from living where the horizon gives you perspective. This is the lifestyle buyers search for— and rarely find. ## **Are You Ready to Own the View?** If you’ve been waiting for “the one,” you know the feeling. It’s the moment you realize this home isn’t just for sale—it’s **your next chapter**. **Your waterfront life starts here.** There’s also an exciting bonus: a **large barn** with plenty of potential to **convert into additional living space**. Create a guest suite, home office, workshop-to-living area—whatever fits your future. All for only 499,00.00 this can be yours today If you’re looking for **serenity, space, and possibilities**, this is the getaway from it for you and your family ### **Schedule your private showing today** Experience waterfront living in person and see why this home stands out above the rest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
4/10
Mathews High SchoolGrades 8-128.4 mi
8/10

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 1,450 sqft

Property

Details

  • Parcel number: 42A123

Lot

  • Lot size: 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Drought
Hurricane
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$623$7,476
Property Taxes $246$2,952
Electricity $202$2,433
Total$3,594$43,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,222/yr
40% on housing$107,820/yr
45% on housing$95,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 23125
Mathews County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 23125$84
Mathews County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-25Listed for sale$499,000
2023-06-20Sold$169,000
2023-05-22Pending sale$169,000
2023-05-19Price change$169,000
2023-04-19Pending sale$225,000
2023-03-24Listed for sale$225,000
2008-09-02Sold$35,000

For Sale by Owner

AgentJoe Schirmer
BrokerageHigh Speed Properties, LLC

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