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614 1st St, Traer, IA, 50675

5beds
1baths
1,860sqft
$134,900
$73price/sqft
$1,138/moest. monthly cost
$45,520/yrincome needed

About This Home

Move-in ready! This amazing 1,860 sqft 5 bedroom, 1 bath, 2 story home in Traer features many updates throughout! From the minute you walk in, you will feel right at home! Stepping inside to the front entry making it the perfect dropping zone, heading to the foyer area where you can head upstairs or continue to the living room or dining room. The living room features ample natural light, fireplace, and built in shelving. The dining room is off the kitchen making it very convenient. The kitchen has ample amount of newer cabinetry and counter space. Off the kitchen is the laundry room with access to the back deck. off the laundry room is the full bathroom. Finishing off the main floor is a large bedroom with private access to the bathroom. Heading upstairs there are four spacious bedrooms. There is a partial basement. Outside amenities include a 1 stall garage, large backyard, and deck. Schedule your showing today!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
5/10
North Tama High SchoolGrades 7-120.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Crawl Space,Stone/Rock

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,860

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,860 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0710202008

Features

  • Levels: Two

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 70' x 183' x 70' x 173'

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$184$2,208
Property Taxes $134$1,608
Electricity $138$1,664
Total$1,138$13,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,017/yr
40% on housing$34,140/yr
45% on housing$30,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 50675$77
Tama County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 50675
Tama County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Price change$134,900
2026-02-24Listed for sale$139,900
2026-02-01Listing removed--
2025-11-21Price change$139,900
2025-10-21Listed for sale$144,900
2005-09-13Sold$36,000

For Sale by Agent

AgentMadison Snider
BrokerageAppraisal & Real Estate Service

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