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1009 Siegel St, Tama, IA, 52339

7beds
3baths
3,135sqft
$189,900
$61price/sqft
$1,736/moest. monthly cost
$69,440/yrincome needed

About This Home

This spacious 6–7 bedroom, 3-bathroom home offers exceptional space. A large addition added 5 bedrooms, creating plenty of room for a growing household, guests, or home office space. Recent updates include NEW carpet, UPDATED roof, siding & NEWER windows, providing comfort and peace of mind. The waterproofed basement, professionally installed by Midwest Basement Systems, adds valuable usable space and helps protect the home for years to come. Situated on a large lot, this property offers plenty of outdoor space for recreation, gardening, or future improvements. With its generous layout, numerous updates, and expansive yard, this home is a rare opportunity with endless possibilities. Call TODAY for your tour.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 3,135 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14.27.404.012

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 125 x 165

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$239$2,868
Property Taxes $304$3,648
Electricity $233$2,806
Total$1,736$20,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,520/yr
40% on housing$52,080/yr
45% on housing$46,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 52339$156
Tama County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 52339
Tama County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$189,900
2026-07-03Listed for sale$189,900
2015-10-23Sold$98,000

For Sale by Agent

AgentSierra Kriegel
BrokerageRising Realty

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