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303 Main St, Elberon, IA, 52225

2beds
2baths
1,456sqft
$79,000
$54price/sqft
$712/moest. monthly cost
$28,480/yrincome needed

About This Home

Fixer-Upper, your own home! 52X28 mobile home on foundation, nice .33 acre lot, 2 bedrooms 2 bathrooms. Property had interior fire and interior has been gutted down to studs. 2 Car detached garage. See it today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 2000

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home,Residential

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • Parcel number: 16.13.152.001
  • Zoning: Residential
  • Special condition: Real Estate Owned

Lot

  • Lot size: 0.33 Acres
  • Features: Level
  • Lot size dimensions: 100 x 142

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather
Ice Storm
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance *$100$1,200
Property Taxes $92$1,104
Electricity $121$1,452
Total$712$8,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,411/yr
40% on housing$21,360/yr
45% on housing$18,986/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 52225
Tama County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 52225
Tama County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-07-11Sold$120,000
2023-05-23Pending sale$114,900
2023-05-21Listed for sale$114,900
2023-05-17Pending sale$114,900
2023-05-11Price change$114,900
2023-04-27Listed for sale$119,900

Unknown Listed By

AgentWendy Fountain
BrokerageSellers & Seekers Real Estate

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