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220 Center Rd, Republic, WA, 99166

2beds
2baths
1,404sqft
$409,000
$291price/sqft
$2,663/moest. monthly cost
$106,520/yrincome needed

About This Home

All the amenities in a great location! This newer modular home offers 1400 sq ft of light-filled living space, 2 bedrooms, 2 baths and a large deck to enjoy the view of the San Poil valley. The rest of the 2.53 acre lot features a guest cabin nestled in the peaceful garden, multiple storage sheds, a poultry coop and a 1977 mobile, currently used as a workshop. With city water and easy access this property is set up for multi-generational living or income potential. Experience the perfect blend of modern convenience and scenic beauty right in the heart of Ferry County.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

3/10
7/10
4/10

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Range Hood,Gas Range,Dryer,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Vaulted Ceiling(s),Ceiling Fan(s)

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Kitchen

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 23735500116200, 23735500116270, 23735500116271
  • Zoning description: Residential

Features

  • Stories: 1
  • Patio & porch: Porch,Deck
  • Has view: Yes
  • View description: Mountain(s),Valley,Territorial

Lot

  • Lot size: 2.53 Acres
  • Lot size dimensions: Irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Ferry County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$148$1,776
Property Taxes $298$3,576
Electricity $149$1,793
Total$2,663$31,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,302/yr
40% on housing$79,890/yr
45% on housing$71,013/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.9%
15.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 99166$128
Ferry County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 99166
Ferry County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$409,000
2026-07-02Price change$429,000
2026-06-16Listed for sale$449,000

For Sale by Agent

AgentArwen Woolley
BrokerageWINDERMERE RE / REPUBLIC

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