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21 Louie Creek Drive, Curlew, WA, 99118

4beds
4baths
3,684sqft
$599,000
$163price/sqft
$3,963/moest. monthly cost
$158,520/yrincome needed

About This Home

Extraordinary Custom Timber-Frame Retreat on the Kettle River! Crafted from handpicked materials from all over the US and Canada, this stunning 3-story octagon home near Curlew, WA, is a true work of art—created to live and work in harmony with nature. Set on 6+ private acres with 385 ft of pristine riverfront just 50 ft from your door, enjoy fishing, floating, or hunting right from home. Inside, you’ll find soaring reclaimed beams, 3 impressive natural rock fireplaces, custom iron work, radiant floor heat throughout, and walls of windows framing breathtaking views. A wrap-around deck invites endless river sunsets. Includes NEW roof, shop, and RV parking, an unmatched blend of craftsmanship, comfort, and the great outdoors. Just minutes from thousands of acres of DNR Land.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2001

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2002

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Second

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Gas,Lower Level: 1,Main Level: 1,Upper Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Second

Heating

  • Heating features: Fireplace,Recirculation Pump,Oil,Wood

Interior Area

  • Total structure area: 3,684
  • Total interior livable area: 3,684 sqft

Kitchen With Eating Space

  • Level: Upper

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 24035340002500
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Skylight(s),Sprinkler System,Vaulted Ceiling(s),Wired for Generator
  • Has view: Yes
  • View description: River,Territorial
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: High Bank,Creek,River
  • Frontage length: Waterfront Ft: 385
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 6.06 Acres
  • Features: Dead End Street,Value In Land,Deck,High Speed Internet,Irrigation,Outbuildings,RV Parking,Shop

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Driveway,RV Parking
  • Covered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Cold Wave
Landslide
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Ferry County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$239$2,868
Property Taxes $445$5,340
Electricity $251$3,023
Total$3,963$47,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,874/yr
40% on housing$118,890/yr
45% on housing$105,680/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.9%
15.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 99118$189
Ferry County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 99118
Ferry County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$697,500
2024-09-19Listing removed$825,000
2024-09-12Price change$825,000
2024-08-13Listed for sale$849,000

For Sale by Agent

AgentLynsey B Cantlon
BrokerageReal Broker LLC

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