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260 Giberson Rd, Moss Landing, CA, 95039

2beds
2baths
2,400sqft
$1,499,000
$625price/sqft
$9,689/moest. monthly cost
$387,560/yrincome needed

About This Home

Welcome to this captivating home in the charming city of Moss Landing. Covering 2,400 square feet, this residence offers a comfortable and stylish living experience. The kitchen is a chef's delight, featuring granite countertops, built-in double ovens, a gas range, a pantry, a refrigerator, and a dishwasher. The home boasts a variety of flooring options, including travertine and wood, adding to its aesthetic appeal. Cozy up by the fireplace in the separate family room, which seamlessly flows into the dining area. This property is equipped with modern amenities such as built-in vacuum, skylights, high ceilings, and a walk-in closet. A spa/hot tub adds a touch of luxury, while double pane windows and a thermostat controller enhance energy efficiency. The utility room includes a washer and dryer for added convenience. Located in the North Monterey County Unified School District, this property is perfect for those seeking both comfort and functionality. Enjoy spectacular sunsets while hearing the crashing waves from the beach nearby. The lot offers generous space, including a barn and two-car garage, making it a must-see in Moss Landing. Photos coming soon!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Rustic,Spanish
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Built In Oven,Double Oven,Electric Oven,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Utility Room

Bathroom

  • Features: Granite, PrimaryTubwJets, Skylight, TubwJets

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningFamilyCombo, EatinKitchen

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,One Or More Skylights,Walk-In Closet(s)
  • Flooring: Other,Travertine,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Countertop_Granite, Pantry

Property

Details

  • Parcel number: 413012009000
  • Zoning: R1
  • Special condition: Standard
  • Horse amenities: BoardingStable,Fenced,HayStorage,Paddocks,TrailerStorage

Features

  • Stories: 1
  • Exterior features: Back Yard,Barbecue,Dog Run/Kennel,Fenced,Storage Shed Structure
  • Spa features: Other,Spa/HotTub
  • Fencing: Cross Fenced,Horse Fencing
  • Horses can be raised: Yes

Lot

  • Lot size: 1.05 Acres
  • Features: Farm Animals Permitted,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Drought
Inland Flooding

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$236$2,832
Property Taxes $1,360$16,320
Electricity $514$6,175
Total$9,689$116,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$332,194/yr
40% on housing$290,670/yr
45% on housing$258,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$625This listing

vs Other Active Listings

Avg $/sqft

ZIP 95039$791
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 95039$590
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$1,499,000
2026-04-06Contingent$1,499,000
2026-02-11Listed for sale$1,499,000
2007-04-06Sold$850,000

For Sale by Agent

AgentRobert R. Fernandez
BrokerageAtlas Premier Properties

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