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28094 Barn Ct, Carmel, CA, 93923

3beds
3baths
2,400sqft
$2,550,000
$1,063price/sqft
$16,135/moest. monthly cost
$645,400/yrincome needed

About This Home

Discover one of the most private and coveted settings within the prestigious gated community of Carmel Valley Ranch. Tucked away at the end of a peaceful cul-de-sac, this timeless 3-bedroom, 3-bath residence blends classic architecture with effortless indoor-outdoor living. A thoughtfully designed floor plan offers two luxurious primary suites, one on the main level and another upstairs, creating exceptional comfort and flexibility for family and guests. Sunlight pours through the home, illuminating inviting living spaces that open to expansive, secluded patios surrounded by mature landscaping. Relax to tranquil views of the Carmel River and lush greenbelt while enjoying the serenity that defines this remarkable location. Just a short walk to the 16th green, the Clubhouse, River Ranch, and the world-class Carmel Valley Ranch Resort, the home offers an unmatched blend of privacy, convenience, and resort-style living. Complete with an oversized two-car garage and abundant storage, this is a rare opportunity to experience one of Carmel Valley Ranchs most desirable homes in an extraordinary setting.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
7/10
Carmel Middle SchoolGrades 6-85.9 mi
10/10
Carmel High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Tile

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer

Bathroom

  • Features: DoubleSinks, ShowerandTub

Bedroom

  • Features: PrimaryBedroomonGroundFloor, PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: _220VoltOutlet

Property

Details

  • Parcel number: 416541058000
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community,Fenced
  • Patio & porch: Deck
  • Exterior features: Back Yard,Courtyard
  • Spa features: Other
  • Fencing: Partial
  • Has view: Yes
  • View description: Garden/Greenbelt,Golf Course

Parking

  • Total spaces: 2
  • Parking features: Detached,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide
Earthquake

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,894$154,728
Home Insurance *$485$5,820
Property Taxes $2,242$26,904
Electricity $514$6,175
Total$16,135$193,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$553,200/yr
40% on housing$484,050/yr
45% on housing$430,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,063This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,180
Monterey County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$2,550,000
2013-07-31Sold$1,245,000
2003-09-04Sold$1,040,000

For Sale by Agent

AgentBen Zoller
BrokerageCarmel Realty Company

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