40990 Highway 1, Monterey, CA, 93940
About This Home
Perched on a towering 250-foot bluff along Big Sur's rugged coastline, the Cliff House captures sweeping, unobstructed ocean views from nearly every room. Set directly on iconic Highway 1, the property delivers rare privacy and solitude while remaining just 15 minutes to Big Sur and 25 minutes to Carmel. The main residence offers a spacious primary suite with en-suite bath, a second bedroom, full guest bathroom, and a den, all oriented to the sea. A remodeled, 400± sq. ft. detached bunkhouse adds a flexible guest retreat or studiocomplete with kitchenette, full bath, and a private ocean-view deck. A stone fireplace anchors the living room, while modern infrastructure includes Starlink high-speed internet and an off-grid solar power system.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1967
Materials
- Foundation: Slab
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Ice Maker,Built In Oven,Oven/Range,Refrigerator,Dryer,Washer
Bathroom
- Features: Granite, ShowerandTub, StallShower
Bedroom
- Features: GroundFloorBedroom, PrimarySuiteRetreat, PrimaryBedroomonGroundFloor
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: BreakfastBar, FormalDiningRoom
Family Room
- Features: SeparateFamilyRoom
Features
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Family Room,Wood Burning
Heating & Cooling
- Heating features: Gas
- Cooling features: None
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Kitchen
- Features: _220VoltOutlet
Property
Details
- Parcel number: 418171003000
- Zoning: R1
- Special condition: Standard
Features
- Stories: 1
- Exterior features: Fenced
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
Lot
- Lot size: 5 Acres
- Features: Hillside,Steep Slope
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Landslide
- Wildfire
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Monterey County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $34,131 | $409,572 |
| Home Insurance * | $1,188 | $14,256 |
| Property Taxes | $5,902 | $70,824 |
| Electricity | $398 | $4,786 |
| Total | $41,619 | $499,428 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $6,750,000 |
| 2017-08-15 | Listing removed | $3,295,000 |
| 2017-08-11 | Listed for sale | $3,295,000 |
| 2014-01-23 | Sold | $1,650,000 |
| 2000-11-08 | Sold | $1,100,000 |
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