3190 Settlers Ln, Madisonville, TX, 77864
About This Home
Hidden among 16 wooded acres, this one-of-a-kind retreat offers the privacy and peaceful setting so many buyers dream of. Enjoy serene pond views from the living room or porch, spend afternoons fishing from the covered pier, and enjoy evenings surrounded by nature. The home features a thoughtful open floor plan with soaring ceilings, spacious upstairs flex room, and abundant storage below with plumbing already in place for future expansion. The property also includes a 25x42 3-bay shop, separate guest quarters or office complete with steam shower, laundry, and carport, a cabin/building with electric overlooking the pond that is stocked with bass and catfish. A whole house back-up generator and wooded trails make this property ideal as a full-time residence, weekend retreat, multigenerational property, or recreational getaway. With its move in ready condition, 8 ft game fence, wildlife ag exemption, this property has great investment potential. Schedule your private tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Raised
Type & Style
- Home type: SingleFamily
- Property subType: Farm
Interior
Appliances
- Appliances included: Gas Oven,Microwave,Gas Range,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Features
- High Ceilings
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 2,880
- Total interior livable area: 2,880 sqft
Kitchen
- Features: Kitchen open to Family Room,Pantry
Master Bathroom
- Features: Primary Bath: Jetted Tub,Primary Bath: Separate Shower
Property
Details
- Parcel number: 19246
Features
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Pond
Lot
- Lot size: 16 Acres
- Features: Wooded,15 Up to 20 Acres
Parking
- Total spaces: 4
- Parking features: Driveway Gate,Detached,Oversized,Workshop in Garage,Attached & Detached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 4
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Drought
- Hail
- Hurricane
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $565 | $6,780 |
| Property Taxes | $51 | $612 |
| Electricity | $316 | $3,794 |
| Total | $4,213 | $50,556 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $649,000 |
| 2025-05-17 | Price change | $695,000 |
| 2025-04-04 | Listed for sale | $750,000 |
| 2021-03-26 | Sold | -- |
| 2020-12-02 | Listed for sale | $189,000 |
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