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304 Cozahome Rd, Harriet, AR, 72639

3beds
2baths
1,615sqft
$219,971
$136price/sqft
$1,989/moest. monthly cost
$79,560/yrincome needed

About This Home

Tucked into the quiet beauty of Harriet, Arkansas, this 3-bedroom, 2-bath home on 4.13 acres offers privacy, usable land, and flexibility for full-time living, a second home, or income potential. Surrounded by trees on three sides, the setting feels secluded while still offering paved county road access. Located just minutes from the Buffalo National River and Dogwood Hills Farm, the area is ideal for outdoor recreation, weekend retreats, or short-term rental use. The home offers approximately 1,615 sq ft with updates completed in 2018, including added square footage, updated kitchen cabinetry, appliances, flooring, electrical, HVAC, and septic. Pine wood finishes throughout add warmth and rustic character. An unfinished basement (approx. 181 sq ft) provides additional storage or workspace. The acreage allows room to explore, hunt, or enjoy the peaceful surroundings. A versatile property in a naturally beautiful setting with multiple potential uses.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
8/10
Marshall High SchoolGrades 7-1210.5 mi
5/10
Leslie Elementary SchoolGrades 4-613.5 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Frame,Metal/Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Electric Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Dining Room,Eat-in Kitchen,Kitchen/Dining Combo,Breakfast Bar

Features

  • Walk-In Closet(s),Ceiling Fan(s),Walk-in Shower,Breakfast Bar,Paneling,Primary Bedroom/Main Lv,Guest Bedroom/Main Lv,All Bedrooms Down
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,615
  • Total interior livable area: 1,615 sqft

Property

Details

  • Parcel number: 00103392000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck,Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: River
  • Waterbody name: River: Buffalo National River

Lot

  • Lot size: 4.13 Acres
  • Features: Sloped,Level,Rural Property,Wooded,Not in Subdivision,River/Lake Area,Sloped Up,Sloped Down
  • Lot size dimensions: 610 x 412 x 651 x 210

Parking

  • Total spaces: 4
  • Parking features: Parking Pad,Four Car or More

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance $376$4,512
Property Taxes $367$4,404
Electricity $134$1,616
Total$1,989$23,868

Income You'd Need if You Spent...

35% on housing$68,194/yr
40% on housing$59,670/yr
45% on housing$53,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -12.2%
-12.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 72639$43
Searcy County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 72639
Searcy County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$219,971
2023-04-07Listing removed--
2023-02-27Pending sale$186,000
2022-12-16Price change$186,000
2022-12-12Price change$210,000
2022-11-29Price change$215,000
2022-11-21Price change$220,000
2022-11-09Listed for sale$225,000
2022-11-07Pending sale$225,000
2022-10-29Listed for sale$225,000

For Sale by Agent

AgentMichelle M Hutchings-Middleton
BrokerageCentury 21 Middleton

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