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1045 Summit Lake Drive, Angwin, CA, 94508

3beds
4baths
2,765sqft
$895,000
$324price/sqft
$6,508/moest. monthly cost
$260,320/yrincome needed

About This Home

Rare opportunity to own a private mid-century retreat in the desirable Summit Lake community. Set on a picturesque one-acre parcel surrounded by pines and nearby vineyards, this property offers the perfect blend of Angwin charm, privacy, and potential. Spacious interiors feature expansive windows and doors, abundant natural light, and a flowing floorplan designed for comfortable living and entertaining, with excellent potential for generational living or flexible multi-use spaces. The vaulted-ceiling living room with fireplace and dramatic bay windows creates a warm and inviting centerpiece with beautiful views of the surrounding landscape. Additional highlights include a three-car garage with workshop space, ample storage, and dedicated parking for RVs, boats, and recreational vehicles. The expansive backyard offers endless possibilities to create your ideal outdoor sanctuary, garden retreat, or entertaining space. A unique property with timeless mid-century appeal, generous space, and an exceptional location in the serene Summit Lake Drive setting.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1982

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric,Inside Area

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Area
  • Level: Main

Family Room

  • Level: Main

Features

  • Cathedral Ceiling(s),Formal Entry,Open Beam Ceiling
  • Flooring: Carpet,Vinyl,Other
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Free Standing,Living Room,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Electric,Propane Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,765
  • Total interior livable area: 2,765 sqft

Kitchen

  • Features: Breakfast Area,Kitchen/Family Combo,Pantry Closet,Tile Counters
  • Level: Main

Living Room

  • Features: Cathedral/Vaulted,Deck Attached
  • Level: Main

Master Bedroom

  • Features: Ground Floor,Outside Access,Sitting Area
  • Level: Main

Property

Details

  • Parcel number: 018180010000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial
  • Has view: Yes
  • View description: Orchard,Vineyard,Trees/Woods,Other

Lot

  • Lot size: 1.01 Acres
  • Features: Corner Lot,Low Maintenance,See Remarks

Parking

  • Total spaces: 13
  • Parking features: 24'+ Deep Garage,Attached,Garage Door Opener,Inside Entrance,RV Possible,Side By Side,Open,Workshop in Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire
Drought
Earthquake
Landslide

FEMA Declared Disasters in Napa County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$626$7,512
Property Taxes $765$9,180
Electricity $592$7,115
Total$6,508$78,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,131/yr
40% on housing$195,240/yr
45% on housing$173,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 94508$582
Napa County$793

vs Homes Sold Last Month

Median $/sqft

ZIP 94508$403
Napa County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$895,000
2026-01-01Listing removed$945,000
2025-09-27Price change$945,000
2025-03-26Listed for sale$1,095,000
2024-12-19Listing removed$1,095,000
2023-12-08Listed for sale$1,095,000

For Sale by Agent

AgentLori J Vernon-Gagetta
BrokerageColdwell Banker BofV ST Helena

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