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31 Pinnacle Ln, Dillon, CO, 80435

3beds
5baths
4,257sqft
$4,000,000
$940price/sqft
$22,695/moest. monthly cost
$907,800/yrincome needed

About This Home

Parade of Homes Award-Winning timeless luxurious estate on the ridge in Summerwood! Offering exquisite craftsmanship & unmatched panoramic vistas like no other. Step into this masterfully redesigned showpiece situated atop the prestigious Summerwood Ridge—an architectural marvel where no detail has been spared. Boasting multiple tiers of living space, both inside and out, this estate accommodates gatherings of all sizes with ease and flair. If more bedrooms is what you are after, that is possible without an addition, in fact it use to have 5 bedrooms before the remodel! Rich walnut woodwork throughout: doors, robust trim, hardwood floors, & crown molding elevate every room. Chef’s-grade kitchen: Custom cabinetry includes a built-in china display for effortless hosting. Stunning double-thick granite countertops feature a sculptural rough-edge finish. New appliances in the last year including a 6-burner gas cooktop beneath a dramatic stone vent hood & dual ovens—ideal for gourmet entertaining. Entertainment-centric layout: Wet bars on both upper & lower levels keep guests refreshed, while integrated speakers throughout ensure seamless audio for movies, music, or recreation. A sweeping veranda that stretches across the ridge elevates the indoor out door experience, blending effortlessly with the mountain air. Designed for year-round enjoyment featuring a snowmelt system to ensure decks stay clear & accessible even in winter. Vast space for lounging, dining, or simply soaking in nature’s grandeur—sunrise to starlight in every season. Summerwood is an upscale community perched above Lake Dillon, & its finest homes occupy the Pinnacle at Summerwood, offering sweeping mountain, lake, & resort vistas. Recreate on the hiking & biking trails straight from your home, sail or paddle on the lake, or head down to the clubhouse for a dip in the pool or hot tub, workout room, racquetball or a PICKLEBALL match! Experience beauty where richness & warmth meet luxury & functionality.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
4/10
Summit Middle SchoolGrades 6-83.8 mi
5/10
Summit High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Rock,Stone,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Loft,Traditional
  • Property subType: Condominium,Apartment,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Double Oven,Dryer,Dishwasher,Gas Cooktop,Disposal,Refrigerator,Range Hood,Self Cleaning Oven,Wine Cooler,Water Purifier,Washer,Washer/Dryer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Den

  • Level: Upper

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Wet Bar,Built-in Features,Ceiling Fan(s),Entrance Foyer,Five Piece Bathroom,Fireplace,Granite Counters,Tongue and Groove Ceiling(s),High Ceilings,High Speed Internet,Jetted Tub,Kitchen Island,Main Level Primary,Primary Suite,Open Floorplan,Pantry,Sound System,Solid Surface Counters,Skylights,Cable TV,Utility Sink
  • Flooring: Tile,Wood
  • Number of fireplaces: 4
  • Fireplace features: Gas
  • Fireplace: Yes

Great Room

  • Level: Main

Half Bath

  • Level: Upper

Half Bath

  • Level: Main

Heating

  • Heating features: Natural Gas,Radiant Floor,Radiant

Interior Area

  • Total interior livable area: 4,257 sqft

Kitchen

  • Level: Main

Loft

  • Level: Upper

Mud Room

  • Level: Main

Office

  • Level: Lower

Other

  • Level: Lower

Other

  • Level: Main

Other

  • Level: Lower

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 1001131
  • Zoning description: Single Family
  • Exclusions: No

Features

  • Levels: Three Or More,Multi/Split
  • Has view: Yes
  • View description: City,Meadow,Mountain(s),Ski Area,Southern Exposure,Valley,Trees/Woods,Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.63 Acres
  • Features: Rock Outcropping,Steep Slope,See Remarks,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Avalanche
Lightning
Hail
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,226$242,712
Home Insurance *$1,082$12,984
Property Taxes $1,066$12,792
Electricity $321$3,856
Total$22,695$272,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$778,114/yr
40% on housing$680,850/yr
45% on housing$605,200/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.3%
19.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.0%
10.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$940This listing

vs Other Active Listings

Avg $/sqft

ZIP 80435$533
Summit County$524

vs Homes Sold Last Month

Median $/sqft

ZIP 80435$602
Summit County$648

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-31Price change$4,750,000
2025-07-21Listed for sale$5,000,000
2012-02-07Sold$1,000,000

For Sale by Agent

AgentKerri Karcz
BrokerageColorado R.E. Summit County

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