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446 Blue River Rd, Breckenridge, CO, 80424

2beds
2baths
1,280sqft
$1,299,000
$1,015price/sqft
$7,395/moest. monthly cost
$295,800/yrincome needed

About This Home

Beautifully maintained 2-bedroom, 2-bath home set on a serene creekside lot in the highly desirable Blue River area, just minutes from downtown Breckenridge. This charming mountain retreat offers the perfect combination of comfort, privacy, and year-round recreation. Inside, the home features a warm and inviting interior with an open-concept main living area, abundant natural light, and large windows that showcase peaceful wooded surroundings and bring the outdoors in. The well-appointed kitchen is designed for both functionality and style, complete with solid surface countertops, stainless steel appliances, and ample cabinetry, ideal for entertaining guests or enjoying quiet evenings at home. The living and dining areas flow seamlessly, creating a welcoming space for gathering after a day in the mountains. Step outside onto the spacious deck and unwind to the soothing sounds of the nearby creek, surrounded by mature trees and fresh alpine air. A detached sunroom adds valuable versatility, offering the perfect space for a home office, art or yoga studio, fitness area, or a tranquil retreat immersed in nature. Additional highlights include an oversized two-car garage with generous room for vehicles, outdoor gear, and extra storage. The scenic lot provides a rare sense of privacy while still being conveniently located near endless outdoor activities, including hiking, biking, fishing, and world-class skiing in Breckenridge. Whether you’re seeking a full-time residence, a weekend escape, or a strong investment opportunity, this exceptional Blue River property captures the essence of mountain living with thoughtful features, natural beauty, and timeless appeal.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Summit Middle SchoolGrades 6-810.7 mi
5/10
Summit High SchoolGrades 9-129.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Disposal,Gas Water Heater,Microwave Hood Fan,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Unit

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,280 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 100455
  • Zoning description: Single Family
  • Exclusions: No

Features

  • Levels: Two,Multi/Split
  • Has view: Yes
  • View description: River,Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: River,Creek/Stream

Lot

  • Lot size: 0.45 Acres
  • Features: Many Trees,Stream/Creek

Parking

  • Total spaces: 2
  • Parking features: Garage,Heated Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Avalanche
Lightning
Hail
Winter Weather
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$295$3,540
Property Taxes $346$4,152
Electricity $186$2,232
Total$7,395$88,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,542/yr
40% on housing$221,850/yr
45% on housing$197,200/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.3%
19.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.0%
10.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,015This listing

vs Other Active Listings

Avg $/sqft

ZIP 80424$523
Summit County$527

vs Homes Sold Last Month

Median $/sqft

ZIP 80424$651
Summit County$648

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$1,299,000
2025-09-12Listing removed$1,299,000
2025-06-12Listed for sale$1,299,000

For Sale by Agent

AgentMegan Weisiger
BrokerageWoodwinds Realty, Inc.

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