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211 Tarnwood Dr, Breckenridge, CO, 80424

5beds
7baths
6,014sqft
$4,349,000
$723price/sqft
$24,592/moest. monthly cost
$983,680/yrincome needed

About This Home

Embrace the mountain lifestyle from this elegant retreat in coveted Spruce Valley Ranch — just a mile from Main Street Breckenridge yet worlds away in privacy and serenity. This 2.47-acre property features a 4-bedroom 5-bathroom 2-car garage home with a completely separate 1-bedroom guest home including a full kitchen, 2-car garage, private deck, and ample storage. Log accents, rich cherry cabinetry, and warm stone fireplaces create a true alpine ambiance, while views of mature trees and ample acreage remind you while you're truly here. Gather friends in the chef’s kitchen with Viking, Thermador, and Sub-Zero appliances, unwind in the game room or on the sun-soaked southwest-facing deck, and retreat to one of two spa-style primary suites with Jacuzzi tubs and steam shower. A private guest house, two 2-car heated garages, and radiant in-floor heat provide comfort year-round. Owners enjoy exclusive access to Spruce Valley Ranch’s private lake, stables, tennis, skeet range, and trail network — the ultimate blend of mountain adventure and refined living. Offered fully furnished and ready to enjoy immediately.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
4/10
Summit Middle SchoolGrades 6-89.7 mi
5/10
Summit High SchoolGrades 9-128.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Gas Cooktop,Disposal,Microwave,Refrigerator,Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • Fireplace,Jetted Tub,Vaulted Ceiling(s),Wine Cellar
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Individual,Radiant Floor

Interior Area

  • Total interior livable area: 6,014 sqft

Property

Details

  • Parcel number: 100821
  • Zoning description: Single Family
  • Exclusions: No

Features

  • Levels: Three Or More,Multi/Split
  • Exterior features: Barbecue
  • Has view: Yes
  • View description: Mountain(s),Southern Exposure,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 2.47 Acres
  • Features: Near Ski Area,Many Trees,See Remarks

Parking

  • Parking features: Garage,Three or more Spaces,Storage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Avalanche
Lightning
Hail
Winter Weather
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,990$263,880
Home Insurance *$989$11,868
Property Taxes $1,159$13,908
Electricity $454$5,448
Total$24,592$295,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$843,154/yr
40% on housing$737,760/yr
45% on housing$655,786/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.3%
19.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.0%
10.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$723This listing

vs Other Active Listings

Avg $/sqft

ZIP 80424$518
Summit County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 80424$651
Summit County$648

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-20Listed for sale$4,499,000
2012-05-30Sold$1,490,000

For Sale by Agent

AgentDak Dice
BrokerageBreckenridge Associates R.E.

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