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550 S French St #205, Breckenridge, CO, 80424

4beds
3baths
1,104sqft
$995,000
$901price/sqft
$5,708/moest. monthly cost
$228,320/yrincome needed

About This Home

Tucked into one of the most storied corners of Breckenridge, this condo home offers a rare blend of soulful mountain living and effortless in-town access. This three-bedroom, three-bathroom residence—complete with an additional sleeping loft—is more than a place to stay; it’s a place to belong. Positioned just a few paces from Carter Park, this home enjoys the quiet presence of towering pines and open spaces while placing you just steps from the energy of Main Street. Whether you're in the mood for a sunrise snowshoe, an après stroll to the ice rink, or a crisp morning ride straight on the nearby singletrack, this location delivers without compromise. The free bus is just steps from the front door year round. Inside, the layout has been thoughtfully designed for those who appreciate both privacy and connection. Each of the three bedrooms provides a quiet retreat, while the additional loft space, perched like a cozy crow’s nest, invites imagination: a playful sleepover spot, a writer’s escape, or perhaps a snowy evening movie den. Every inch of the home has been created to serve both function and feeling—from the entryway that anticipates a ski day’s return to the kitchen that encourages slow coffee and shared meals. Bathrooms are polished but unfussy, allowing nature and design to speak in balance. The real magic, though, is what surrounds you. Carter Park is not just next door—it feels like an extension of your backyard. In the warmer months, picnic under aspens and catch local volleyball games; when snow falls, sledding and snowplay beckon just beyond the fence. Trails and town, ice and elevation, community and solitude—here, they’re all within arm’s reach. Don't miss the opportunity to make this your mountain retreat!!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
4/10
Summit Middle SchoolGrades 6-87.8 mi
5/10
Summit High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1973

Materials

  • Foundation: Poured
  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Range,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cable TV,Vaulted Ceiling(s)
  • Flooring: Carpet,Tile

Heating

  • Heating features: Baseboard

Interior Area

  • Total interior livable area: 1,104 sqft

Property

Details

  • Parcel number: 300851
  • Zoning description: Planned Unit Development
  • Other equipment: Satellite Dish
  • Exclusions: No

Features

  • Levels: Two
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.91 Acres
  • Features: City Lot,Near Public Transit

Parking

  • Parking features: Assigned,Asphalt,Covered,Off Street,Parking Pad,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Avalanche
Lightning
Hail
Winter Weather
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$226$2,712
Property Taxes $265$3,180
Electricity $186$2,232
Total$5,708$68,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,702/yr
40% on housing$171,240/yr
45% on housing$152,213/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.3%
19.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.0%
10.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$901This listing

vs Other Active Listings

Avg $/sqft

ZIP 80424$526
Summit County$528

vs Homes Sold Last Month

Median $/sqft

ZIP 80424$651
Summit County$648

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$997,500
2026-04-01Listed for sale$1,045,000
2026-03-18Pending sale$1,045,000
2026-03-10Listed for sale$1,045,000
2026-02-01Listing removed$1,045,000
2025-10-23Price change$1,045,000
2025-09-11Price change$1,195,000
2025-07-15Listed for sale$1,275,000
2020-11-23Sold$902,500
2012-07-16Sold$365,000

For Sale by Agent

AgentLarry M. Hutton
BrokerageLIV Sotheby's I.R.

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