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5277 Montezuma Rd, Montezuma, CO, 80435

1beds
1baths
780sqft
$585,000
$750price/sqft
$3,458/moest. monthly cost
$138,320/yrincome needed

About This Home

NEW AND IMPROVED WITH REMODELED KITCHEN AND EXTERIOR!! Mountain Escape in Historic Montezuma. Big Views, No HOA, Minutes to Keystone! Tucked into the quiet mountain town of Montezuma, this one-bedroom, one-bathroom cabin offers an unmatched blend of privacy, scenery, and access to adventure. Surrounded by towering peaks and national forest, you’re just 10 minutes from Keystone Resort and a short drive to Arapahoe Basin, yet far removed from the hustle of the resort towns. Wake up to panoramic views, breathe in crisp alpine air, and enjoy four seasons of outdoor recreation right from your front door. Whether you're into skiing, hiking, biking, or simply unplugging, this is a basecamp built for it all. The basement offers plenty of room for gear storage, gear tuning, and is a fantastic workshop. With no HOA and endless trails nearby, this is true mountain living with the freedom to make it your own. The home adjacent to the property, 5291 Montezuma Road is offered at $1,200,000, 5277 Montezuma Road is offered at $595,000, purchase both properties for $1,700,000!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
4/10
Summit Middle SchoolGrades 6-811.7 mi
5/10
Summit High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2013

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Dryer,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Vaulted Ceiling(s)
  • Flooring: Tile,Vinyl,Wood

Heating

  • Heating features: Forced Air,Propane,Radiant

Interior Area

  • Total interior livable area: 780 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 6515624
  • Zoning description: Single Family
  • Exclusions: No

Features

  • Levels: Two
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 6,229 sqft
  • Features: City Lot

Parking

  • Parking features: Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Avalanche
Inland Flooding
Lightning
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$158$1,896
Property Taxes $156$1,872
Electricity $186$2,232
Total$3,458$41,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,560/yr
40% on housing$103,740/yr
45% on housing$92,213/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.3%
19.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.0%
10.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$750This listing

vs Other Active Listings

Avg $/sqft

ZIP 80435$551
Summit County$529

vs Homes Sold Last Month

Median $/sqft

ZIP 80435$602
Summit County$648

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$595,000
2026-04-18Listing removed$595,000
2026-04-02Price change$595,000
2025-09-16Listed for sale$695,000
2025-09-13Listing removed$695,000
2025-06-25Price change$695,000
2025-06-19Price change$750,000
2025-04-17Listed for sale$800,000

For Sale by Agent

AgentSean Saffell
BrokerageColdwell Banker Mountain Properties

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