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3482 Shelter Creek Drive, Napa, CA, 94558

2beds
2baths
970sqft
$478,000
$493price/sqft
$3,440/moest. monthly cost
$137,600/yrincome needed

About This Home

Enjoy easy Napa Valley living in this well located 2 bedroom, 2 bath condominium in the desirable Shelter Creek community, just minutes from Downtown Napa, world class wineries, dining, shopping and the scenic Silverado Trail. This inviting residence offers a wonderful opportunity for buyers seeking comfort, convenience and a low maintenance lifestyle in one of Napa's most desirable areas. The home features a functional floor plan with light filled living spaces and a welcoming atmosphere ideal for everyday living or weekend escapes. Shelter Creek residents enjoy beautifully maintained grounds with peaceful walking paths surrounded by tall redwood trees creating a serene park like setting. Community amenities include a sparkling pool, BBQ areas and a clubhouse perfect for relaxing or gathering with friends and neighbors. A fantastic opportunity to own in Napa Valley while enjoying the comfort of a well maintained community and close proximity to everything that makes wine country so special.

Getting Around

58
WalkingSomewhat Walkable
30
TransitSome Transit
59
BikeBikeable

Schools

4/10
Redwood Middle SchoolGrades 6-81.3 mi
7/10
Vintage High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked
  • Laundry features: Upper Level

Basement

  • Basement: None

Bathroom

  • Level: Lower,Main,Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 970
  • Total interior livable area: 970 sqft

Kitchen

  • Level: Lower,Main

Living Room

  • Level: Lower

Property

Details

  • Parcel number: 038342037000
  • Attached to another structure: Yes
  • Zoning: Resi
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Rear Porch,Front Porch
  • Fencing: Back Yard,Entry Gate,Front Yard

Lot

  • Lot size: 997.52 sqft
  • Features: Close to Clubhouse

Parking

  • Total spaces: 1
  • Parking features: Covered
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Drought

FEMA Declared Disasters in Napa County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,417$29,004
Home Insurance *$119$1,428
Property Taxes $506$6,072
Electricity $398$4,786
Total$3,440$41,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,942/yr
40% on housing$103,200/yr
45% on housing$91,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$493This listing

vs Other Active Listings

Avg $/sqft

ZIP 94558$656
Napa County$793

vs Homes Sold Last Month

Median $/sqft

ZIP 94558$517
Napa County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$478,000
2026-03-14Listed for sale$495,000
2024-03-19Listing removed--
2024-02-13Listed for rent$2,695
2023-10-11Sold$450,000
2023-09-25Pending sale$465,000
2023-09-13Listed for sale$465,000
2023-07-11Sold$264,500
1999-10-12Sold$112,000

For Sale by Agent

AgentCarmen Gray
BrokerageVintage Sotheby's Internationa

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