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322 Euclid St, Fort Morgan, CO, 80701

3beds
1baths
1,903sqft
$325,000
$171price/sqft
$2,289/moest. monthly cost
$91,560/yrincome needed

About This Home

Step into this lovely, move-in ready home that has been well cared for and meticulously maintained. Major mechanical systems-including the furnace, air conditioning, and water heater-have all been updated in recent years. The roof was replaced in September 2025, and the driveway has been newly poured, offering peace of mind for years to come. Inside, you'll find a spacious front living room featuring original hardwood floors and charming wallpaper. Just off the living area are two comfortable bedrooms and a full bath complete with a convenient laundry chute. The kitchen offers ample storage with oak cabinetry, plus a large pantry located off the dining room. The dining area overlooks a generous family room with a cozy wood-burning fireplace and direct access to the back patio-perfect for indoor-outdoor living.Outside, enjoy a beautifully maintained yard with lush landscaping and a privacy fence that creates your own private oasis. Downstairs, you'll find the laundry room, a third bedroom, and a versatile bonus room ideal for an office, craft space, or additional storage. The oversized one-car garage can comfortably accommodate a pickup with extra room to spare. On block over is Fulton Park, featuring a dog park, playground, picnic area and open space for playing your favorite games. Schedule your showing today!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
3/10
--
Lincoln High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedroom3

  • Level: Basement
  • Area: 99
  • Dimensions: 9 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 9 x 11

Family Room

  • Level: Main
  • Area: 391
  • Dimensions: 17 x 23

Features

  • Separate Dining Room,Pantry
  • Window features: Window Coverings
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 400
  • Finished area above ground: 1,503

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,903
  • Total interior livable area: 1,903 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 9 x 11

Laundry

  • Level: Basement
  • Area: 42
  • Dimensions: 6 x 7

Living Room

  • Level: Main
  • Area: 242
  • Dimensions: 22 x 11

Primary Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Property

Accessibility

  • Accessibility features: Level Lot,Level Drive

Details

  • Parcel number: 122701411011
  • Zoning: RES
  • Special condition: Private Owner
  • Exclusions: Seller's personal property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,250 sqft
  • Features: Deciduous Trees,Level,City Limits,Paved,Curbs,Gutters,Sidewalks,Street Light,Alley

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$320$3,840
Property Taxes $140$1,680
Electricity $186$2,232
Total$2,289$27,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,480/yr
40% on housing$68,670/yr
45% on housing$61,040/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 80701$191
Morgan County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 80701$171
Morgan County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$325,000

For Sale by Agent

AgentKristin Lynn Lindsey
BrokerageKristin Lindsey

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