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15985 Echo Rd, Fort Morgan, CO, 80701

4beds
2baths
2,300sqft
$335,000
$146price/sqft
$2,354/moest. monthly cost
$94,160/yrincome needed

About This Home

Welcome to your new Fort Morgan retreat! This inviting ranch-style home offers four spacious bedrooms and two bathrooms-all conveniently on one level for easy living. Step inside to a bright, open living room with newer laminate flooring that flows seamlessly into the formal dining area, complete with a charming bay window that fills the space with natural light.The kitchen is warm and welcoming. Your large primary suite becomes a true getaway, complete with a 5-piece ensuite w/a walk-in shower & soaking tub. Three additional bedrooms and a full bath give you plenty of room to grow.Enjoy year-round comfort in the partially insulated sunroom-perfect as a second living area, play space, or plant lover's paradise. Sitting on a generous 0.44-acre corner lot, this property has ample room for parking, toys, outdoor projects, or future upgrades. If you're looking for space, comfort, and single-level living, this Fort Morgan home delivers it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10
--
Lincoln High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: No Inclusions

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Separate Dining Room
  • Finished area below ground: 0
  • Finished area above ground: 2,300

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Full Primary Bath,5 Piece Primary Bath
  • Level: Main

Property

Accessibility

  • Accessibility features: No Stairs,Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: 104134101001
  • Zoning: R
  • Special condition: Private Owner
  • Exclusions: Kitchen appliances,clothes washer,clothes dryer

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed
  • Fencing: Partial,Fenced
  • Has view: Yes
  • View description: Plains View

Lot

  • Lot size: 0.42 Acres
  • Features: Corner Lot,Level

Parking

  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$330$3,960
Property Taxes $145$1,740
Electricity $186$2,232
Total$2,354$28,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,708/yr
40% on housing$70,620/yr
45% on housing$62,773/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 80701$191
Morgan County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 80701$171
Morgan County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$335,000
2025-11-19Listed for sale$350,000
2015-12-23Sold$119,100
2007-07-24Sold$190,000

For Sale by Agent

AgentAdriana Otero
BrokerageBest Life Realty

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