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306 N Washington St, Rock Port, MO, 64482

2beds
2baths
1,672sqft
$129,000
$77price/sqft
$1,148/moest. monthly cost
$45,920/yrincome needed

About This Home

Don't miss this opportunity to own a spacious home with over 1,600 square feet on the main level, situated on a corner lot at the edge of town! This 2-bedroom, 2-bath home offers far more space than meets the eye, including a newer addition featuring a generous primary bedroom with a full bathroom.  The full basement beneath the addition provides outstanding potential for additional living space and is currently set up as a game room with a pool table. Whether you're looking for a family room, recreation area, home office, or hobby space, the possibilities are endless. One oversized room on the main level could potentially be converted into an additional conforming bedroom with the addition of a wall or doorway, giving buyers flexibility to customize the layout to suit their needs. The newer basement also offers excellent potential for additional finished living space and may accommodate another bedroom, subject to applicable building and egress requirements. Outside, you'll appreciate the deep detached garage, mature trees, and the privacy of a corner lot located at the edge of town. While portions of the home could benefit from cosmetic updates, many of the major improvements have already been completed, providing an excellent opportunity to add your personal style while building equity. With generous square footage, two full bathrooms, a newer primary suite, and exceptional potential, this property is a rare find at this price point.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
6/10
Rock Port High SchoolGrades 6-120.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Bathroom

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Enclosed Porch

  • Level: Main

Features

  • Window features: Thermal Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,672

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 1,672 sqft

Laundry

  • Level: Main

Property

Details

  • Parcel number: 510316000190
  • Special condition: As Is

Lot

  • Lot size: 9,583 sqft
  • Features: City Limits,Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Ice Storm
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$242$2,904
Property Taxes $113$1,356
Electricity $141$1,693
Total$1,148$13,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,360/yr
40% on housing$34,440/yr
45% on housing$30,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 64482$233
Atchison County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 64482
Atchison County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$129,000
2026-07-11Listed for sale$129,000

For Sale by Agent

AgentTierra Stoner
BrokerageStoner Midwest Realty

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