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303 W Us Highway 136, Rock Port, MO, 64482

4beds
4baths
2,439sqft
$299,900
$123price/sqft
$2,530/moest. monthly cost
$101,200/yrincome needed

About This Home

Updated Home on 1.68± Acres with Income Potential! Situated on approximately 1.68 acres, this versatile property offers space, updates, and built-in rental income. The current owners have thoughtfully maintained and improved the home but are relocating to accommodate the continued growth of their business. The main home features 3 bedrooms, 2.5 bathrooms, plus a non-conforming bedroom in the basement. Currently utilized as business space, the basement offers excellent potential for an additional finished living area. Major improvements include a new furnace and central air system, roof replacement in 2022, and new plumbing, electrical, and gas lines within the last few years. The remodeled kitchen and bathrooms, luxury vinyl plank flooring, and recently inspected and tuckpointed fireplace add both style and peace of mind. Some trim and finishing work remains in progress. Outside, enjoy the spacious yard and recently installed privacy fence. The oversized garage provides abundant space for vehicles, storage, hobbies, or a workshop. An added bonus is the 1-bedroom, 1-bath apartment attached to the back of the garage, featuring its own kitchen, living area, laundry, and private entrance. The apartment is currently tenant-occupied, and the tenant is flexible should the new owner wish to arrange a rental agreement. Apartment appliances remain, and select appliances in the main home are included. A rare opportunity to own a beautifully updated property with flexible living space, rental income potential, and room to grow in Rock Port. The property is owner-occupied with young children and an active business operating on-site. Qualified buyers only, please.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
6/10
Rock Port High SchoolGrades 6-120.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: Main

Bathroom3

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Window features: Thermal Windows
  • Flooring: Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,439

Heating & Cooling

  • Heating features: Baseboard,Electric,Natural Gas
  • Cooling features: Electric,Window Unit(s)

Interior Area

  • Total structure area: 2,439
  • Total interior livable area: 2,439 sqft

Other

  • Level: Basement

Property

Details

  • Parcel number: 511516000690 & 51141600003

Features

  • Patio & porch: Deck,Screened

Lot

  • Lot size: 1.68 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Ice Storm
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$564$6,768
Property Taxes $264$3,168
Electricity $186$2,234
Total$2,530$30,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,742/yr
40% on housing$75,900/yr
45% on housing$67,466/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 64482$223
Atchison County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 64482
Atchison County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$299,900
2024-07-18Listing removed--
2024-05-20Listed for sale$264,900

For Sale by Agent

AgentTierra Stoner
BrokerageStoner Midwest Realty

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