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509 N Us Highway 59, Fairfax, MO, 64446

3beds
2baths
1,260sqft
$85,000
$67price/sqft
$824/moest. monthly cost
$32,960/yrincome needed

About This Home

3-bedroom, 1.5-bath home with great potential and plenty of room to make it your own! Featuring updated windows and a solid layout, this property is perfect for someone looking to add their personal touch and bring it back to life. The home offers baseboard heating and window A/C, along with a partially finished basement that could easily be refreshed into additional living space, a rec room, or home office. The metal roof is a great bonus, offering durability and low maintenance. Step outside to a large deck—perfect for grilling and entertaining—and a spacious yard that gives off a peaceful, country-like feel while still being conveniently located. There’s also a storage shed for all your tools and equipment. Whether you’re looking for a starter home, investment opportunity, or a project with upside, this one is full of potential. Home is being sold as-is. Conventional financing preferred.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Fairfax Elementary SchoolGrades PK-60.4 mi
4/10
Fairfax High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Metal
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Thermal Windows
  • Finished area below ground: 300
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Laundry

  • Level: Basement

Other

  • Level: Basement

Property

Details

  • Parcel number: 1020052204002000400
  • Special condition: As Is

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.26 Acres
  • Features: City Limits,City Lot,Corner Lot

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$179$2,148
Property Taxes $75$900
Electricity $141$1,693
Total$824$9,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,251/yr
40% on housing$24,720/yr
45% on housing$21,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 64446
Atchison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 64446
Atchison County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$85,000

For Sale by Agent

AgentTierra Stoner
BrokerageThe St.Joe Real Estate Group,

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