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6545 Lake Mary Rd, Woodville, MS, 39669

2beds
1baths
864sqft
$50,000
$58price/sqft
$632/moest. monthly cost
$25,280/yrincome needed

About This Home

Located on the waterfront of beautiful Lake Mary, this 2-bedroom, 1-bath camp at 6545 Lake Mary Road offers a great opportunity to own a peaceful lakefront getaway in Woodville. This waterfront camp features a full kitchen, comfortable living room, and a spacious wraparound porch perfect for relaxing and enjoying scenic water views. The property has strong bones and plenty of potential, making it an excellent option for buyers looking for a waterfront fixer upper they can make their own. With a little TLC and updating, this camp could become the perfect weekend retreat, fishing camp, or investment property. Enjoy direct access to the lake along with the quiet charm and outdoor recreation that life on Lake Mary has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
4/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Freezer,Microwave,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 34w50130001000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony,Elevator

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hurricane
Inland Flooding
Tornado
Drought
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters in Wilkinson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$163$1,956
Property Taxes $25$300
Electricity $192$2,304
Total$632$7,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,668/yr
40% on housing$18,960/yr
45% on housing$16,853/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 25.6%
25.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 39669$150
Wilkinson County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 39669
Wilkinson County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Listed for sale$70,000

For Sale by Agent

AgentMary Claire Whetstone
BrokerageUnited Country-Southern States Realty

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