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300 W 3rd St, Oshkosh, NE, 69154

2beds
2baths
1,440sqft
$165,000
$115price/sqft
$1,726/moest. monthly cost
$69,040/yrincome needed

About This Home

Charming, Move-In Ready Home with Bonus Space & Endless Potential Welcome to this beautifully updated 2-bedroom, 1.5-bath home filled with natural light and thoughtful upgrades throughout. From the moment you step inside, you'll notice the bright, inviting feel and clean, modern touches that make this home truly move-in ready. Recent improvements include a new addition, updated siding, new windows, and exterior stairs-giving both peace of mind and great curb appeal. The property also features a spacious 2-car detached garage (22 by 30) that has been completely refreshed with new drywall and freshly painted floors. This isn't just a garage-it's a versatile, polished space perfect for a workshop, home gym, hobby area, or even additional entertaining. Need extra storage? A newly added mini storage building provides the perfect spot for lawn equipment and seasonal items. Highlights: 2 Bedrooms | 1.5 Bathrooms Bright, natural light throughout Updated and move-in ready New addition + exterior upgrades Large, upgraded 2-car detached garage Bonus storage building Flexible spaces to fit your lifestyle Basement offers dry storage This home offers the perfect blend of comfort, functionality, and opportunity-whether you're relaxing, working, or entertaining.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
7/10
Garden County High SchoolGrades 7-120.1 mi

Construction

Condition

  • Year built: 1918

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,440

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 350002304
  • Lease amount: 0

Lot

  • Lot size: 6,950 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Cold Wave
Drought
Strong Wind
Winter Weather
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance $622$7,464
Property Taxes $146$1,752
Electricity $124$1,493
Total$1,726$20,712

Income You'd Need if You Spent...

35% on housing$59,177/yr
40% on housing$51,780/yr
45% on housing$46,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 69154$68
Garden County$74

vs Homes Sold Last Month

Median $/sqft

ZIP 69154
Garden County$79

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Price change$165,000
2026-04-29Listed for sale$170,000

For Sale by Agent

AgentChristy Underwood
BrokerageCabin Realty & AG Services, Inc.

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