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105 S Clay St, Eustis, NE, 69028

5beds
2baths
2,456sqft
$119,000
$48price/sqft
$1,047/moest. monthly cost
$41,880/yrincome needed

About This Home

This charming bungalow is full of character and warmth, offering the perfect blend of comfort and functionality. Step inside to an inviting open floor plan that creates a bright and spacious feel throughout the home. The large kitchen is ideal for cooking and entertaining, featuring abundant cupboard space and plenty of room for storage and organization. Situated on a generously sized lot, this property provides ample outdoor space for relaxing, gardening, or entertaining guests. A large shed offers excellent additional storage or workshop potential. With its unique charm, spacious layout, and practical features, this bungalow is a wonderful place to call home. Note: Basement rooms are non-conforming.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
5/10
Eustis-Farnam High SchoolGrades 7-120.5 mi

Construction

Condition

  • Year built: 1924

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 1228

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area below ground: 1,228
  • Finished area above ground: 1,228

Interior Area

  • Total structure area: 2,456
  • Total interior livable area: 2,456 sqft

Property

Details

  • Parcel number: 0320043991
  • Zoning: R

Features

  • Waterfront features: None
  • Living area range: 1201-1400

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Lightning
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance $203$2,436
Property Taxes $92$1,104
Electricity $151$1,819
Total$1,047$12,564

Income You'd Need if You Spent...

35% on housing$35,897/yr
40% on housing$31,410/yr
45% on housing$27,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 69028$161
Frontier County$650

vs Homes Sold Last Month

Median $/sqft

ZIP 69028
Frontier County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-02Listed for sale$119,000

For Sale by Agent

AgentMelissa Malcom
BrokerageCBS Real Estate of Cozad

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