203 N Phelan Ave, Holyoke, CO, 80734
About This Home
Charming, cozy, and full of character, this well maintained 2 bedroom, 1 bath home offers the perfect blend of comfort and opportunity. A potential third bedroom provides wonderful flexibility, ideal for a growing family, visiting guests, or a dedicated home office. From the moment you arrive, the enclosed front porch welcomes you with warmth and curb appeal, offering a peaceful spot to enjoy the neighborhood through every season. Out back, a second enclosed porch opens to a lovely, well kept yard complete with a sprinkler system, perfect for summer entertaining or simply unwinding at the end of the day. Inside, the home feels bright and inviting thanks to an abundance of windows that bathe every room in natural light. The cozy living room is the perfect gathering space, while the generously sized dining room offers plenty of room for family meals and entertaining. The pretty kitchen impresses with its ample cabinetry, providing storage and functionality that any home cook will appreciate. Additional highlights include a detached two car garage offering excellent storage and parking, and a roof that was replaced just two years ago, giving buyers added confidence and peace of mind. Lovingly cared for and offered in as is condition, this home is a rare find full of warmth, charm, and lasting potential.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 1,274
Interior Area
- Total structure area: 1,274
- Total interior livable area: 1,274 sqft
Property
Details
- Parcel number: 075108307010
- Lease amount: 0
Lot
- Lot size: 10,500 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Inland Flooding
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $844 | $10,128 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $69 | $828 |
| Electricity | $186 | $2,232 |
| Total | $1,283 | $15,396 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-04 | Price change | $173,000 |
| 2026-03-10 | Listed for sale | $179,000 |
View on Zillow